5
out of 5
POSTED: | BY: Thuy
Best and most efficient pet insurance ever!
When my bill for my dog’s injury came in, the process to get my reimbursement from Lemonade was extremely quick and easy!
4.8
out of 5
Number of reviews 818
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Kavya
I never thought insurance could be this easy!
It was too easy to submit a claim for wellness exams for my cats. They asked me for info one bit at a time, and even remembered it when submitting for the second cat! Within literally one second, the claim was accepted and I saw the money very soon. It was too easy!
4
out of 5
POSTED: | BY: Kadijah
convenient and efficient
filing a claim is easy when it comes to procedures
it's unclear which pet care products I can claim for
I wish the claim amounts were a bit higher for kitten policy
5
out of 5
POSTED: | BY: Sylvia
Great company! Highly recommended
Lemonade is responsive and quickly processed my claim. There’s also another feature.. vet experts on staff that will give you advice on a live chat. Couldn’t be happier with Lemonade! Highly recommend to anyone with a pet.
5
out of 5
POSTED: | BY: Bert
Easy and fast
Lemonade is the easiest and fastest claim service I’ve experienced. If I didn’t understand something or had trouble reading the screen, they were always happy to help me
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet