Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Jonathan Quach

Please do whats right for your pet. HP is a SCAM!

I've been with Healthy Paws for 7 years! Since then I've only made 2 claims which borh were denied! I had to issue a dispute for them to reconsider which they only decide to approve one! My Premium jumped 335% starting at $36/month to $160/month!!! Similar to most of the responses here. It appears that HP goal is to increase your deductible to $1,000, putting you in that range so none of your claims will be approved. Unless your pet is on it's death bed!!! If you are considering this insurance for your Pet. Please take this review into consideration! I'm almost certain anyone posting a 5 star review are Bots! Please be warned! If you are considering HP to provide peace of mind for your pet. Please look elsewhere. At the end of the day your claims will be denied!!!
5

out of 5

POSTED: | BY: Anna

Healthy Paws is hands down one of the…

Healthy Paws is hands down one of the best pet insurance companies out there. They pay claims very quickly. There were times when i submitted a claim at 7pm and had it approved by 11am the next day. I would not dream of owning a dog or cat without having insurance.
5

out of 5

POSTED: | BY: gail gurman

I have had very good experiences with…

I have had very good experiences with Healthy Paws. They have always processed my claims in a timely basis and I have never been denied payments for the expenses I have incurred.
5

out of 5

POSTED: | BY: Elaine A

Healthy Paws has been a God-send…

We have had Healthy Paws for our dog since 2014 and have been so thankful that we did. Our cute boy has been a problem child since 15 months, but Healthy Paws has been there for us every time….so grateful. Thank you for your quick payments and customer service.
5

out of 5

POSTED: | BY: LISA Mercurio

My baby just had emergency surgery

My baby just had emergency surgery. His gall bladder nearly burst and he would have died. They did an emergency surgery and saved his life. The vet bill was well over 16k. Thank God for healthy Paws. They covered my bill and my boy is home safe and sound and I have peace of mind. Healthy paws pays quickly and the process is very easy.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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