Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jacquie Benthin

11 years of positive experiences …

Over the 11 years Luke has been insured with Healthy Paws we have had nothing but positive experiences with his claims. It is such peace of mind knowing that I can afford to get him the medical care he needs. Thank you very much for making his life better when it’s needed!
5

out of 5

POSTED: | BY: Lisa Schanzer

Healthy Paws is the best

I actually posted on Facebook five years ago when I signed up for Healthy Paws. Without any encouragement from the company, I wanted my friends to know how good they are. You get what is stated - no surprises. I have gotten reimbursed several times within 24 hours. I love my pets and knowing I have good insurance takes a lot of the stress away. My first experience with a company that will go unnamed was very different. Always nickel and diming, taking up to three months to pay. Yes, healthy paws is more expensive, but worth every penny. Big piece of advice- sign up as soon as you bring your pet home. This way you will not have to deal with pre-existing conditions if your pet is puppy age. And you pay a lot less for puppies.
5

out of 5

POSTED: | BY: Val G.

First time I ever had Kitty Health insurance!

First time I ever had kitty insurance, and would recommend HIGHLY! Used my policy once in 9 years, then kitty had a a major emergency. Do your homework, I did. Compare coverage, limits/caps, deductibles, etc. Healthy Paws covered an unexpected medical crisis and allowed me to get the best care and a treatment plan that I could afford. Reimbursement was prompt, and easier to do than it used to be, downloaded snapshots and emailed right in. Direct deposit payouts. No fax, snail mail, etc, but you can submit claims that way.
5

out of 5

POSTED: | BY: Blanca Sanchez

Has great communication

Has great communication, explained and helped out my situation thoroughly. My cat is still alive to this day because of them!
5

out of 5

POSTED: | BY: jenni rispoli

Highly recommend

Amazing care, communication and responsiveness. Dr. Radzicky goes above and beyond for the animals she cares for, and for their owners. Dr. Wilson is caring and thorough and makes sure pets and their owners are well taken care of. Highly recommended!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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