Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sp

Great response time

Great response time. friendly and helpful customer service. I am very pleased! I have had healthy paws for close to 10 years.
1

out of 5

POSTED: | BY: Philip Vernot

Terrible Eye opening Experience

I submitted a claim by U.S. Mail. I called and emailed to ask if they received it. They responded only after they closed the claim because I didn't send the information. Terrible experience my dog is now 10 no one wants to insure him
5

out of 5

POSTED: | BY: Emily Bodinger

game changing for my dog

Having pet insurance has been a game changer for the care I’m able to provide for my dog! When I rescued Lucy (she was 4 months old and in great health!) I hoped I’d never need it but always wanted to have it, just in case. Over the years (Lucy is almost 11 years old!!) Healthy Paws has come in SO clutch. Between a mast cell tumor removal (success!), emergency surgery to remove a foreign object (a rock!!), 2 ACL repairs, a splenectomy and other unexpected vet visits/expenses, I truly couldn’t do this without Healthy Paws. I’m so happy with my plan, the easy-to-use mobile app, the friendly customer service and the quick turn around time after claims are submitted. I’ve literally saved thousands of dollars and Lucy is doing wonderfully. 10/10!
5

out of 5

POSTED: | BY: Erin Caruth

Customer service was awesome

When I received a letter stating that my claim was denied, I immediately called customer service. I was in a heightened state of anxiety; The representative ( JJ?) was so understanding, patient, and kind as we went through my claims. Within a few days everything was sorted and my checks arrived shortly thereafter. I am so very grateful and thrilled with Happy Paws! Thank you
5

out of 5

POSTED: | BY: RK

Healthy Paws has really streamlined the…

Healthy Paws has really streamlined the claims process and made it very efficient. Everything is submitted online; they immediately send you an email acknowledging that they have received your claim and are working to process it within 10 days. This process helped alleviate a ton of stress when my dog, Coco, was diagnosed with mast cell cancer. She underwent two tumor removals which were sent out to be graded. I was pretty upset and anxious and had to pay out of pocket a pretty significant amount. However, I have had Healthy Paws since I first adopted Coco almost 14 years ago and her surgery, diagnosis, meds, and follow up appointments were all covered. I highly recommend Healthy Paws to other pet parents.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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