Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,174

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: PFS

very quick turn around on claims very…

very quick turn around on claims very satisfied
5

out of 5

POSTED: | BY: Sutton's Southern Pet Retreat

Healthy Paws has always been excellent!

Healthy Paws has always been excellent to us & our many, many, rescued & adopted pets insured by them since 2017! Good communication, quick turnaround times, easy upload process, reasonable about claims, even when we've had more claims in 1 year vs another (due to senior dogs being sick)... Thank you HP!
5

out of 5

POSTED: | BY: Jillian

Healthy paws claim experience is really…

Healthy paws claim experience is really easy to use and payment comes quickly. Thank you to Healthy Paws for helping my dog Penelope who has had a lot of health issues.
1

out of 5

POSTED: | BY: Burcu Basaran

Do Not Dump Senior Dogs

Unreasonable premium hikes and reduction of coverage for senior dogs. We have been with this insurance company since 2016 when our dog entered our home as a puppy. We put up with unreasonable premium hikes for our big girl because we wanted the best healthcare for her, and she has had minimal health problems. However, now that she is over 10 years old, Healthy Paws is constructively dumping her by increasing her deductible and at the same time reducing her coverage. This is really unfair. An insurance company should not be able to take our money for 10 years and then raise deductibles and reduce coverage when the risk of health problems increases solely because of her age.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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