Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: sophia Miller

Shame Shame Healthy Paws

I have 2 dogs insured with Healthy Paws. They have been insured with them since they were puppies. The last several years, as my dog's were over the age of 7 I have seen a considerable increase in premiums. I tried to offset it last year with my older dog because her premium is higher by increasing the deductible and lowering their payout amount, but it went up again this year and I got a letter saying they no longer offer the lower premium and lower deductible my younger dog was on this year. He just turned 7 this year and they automatically raised the premium deductible and lowered their payout to 70%. I didn't request this, but they state the previous plan is no longer available. Sounds to me like they are trying to age out my dogs so I will cancel and they won't have to pay for senior care. How do these people sleep at night. Healthy Paws, you should be ashamed of your business practices
5

out of 5

POSTED: | BY: Kathy Stross

Best Pet Insurance Ever!!

After having to deal with the uncertainty of what was going on with my cat Louis and what the expense would be, it turned out to be a pleasure from submitting to receiving the payment. Just the fact of knowing you have reliable pet insurance eases the burden. As always, submission was super simple and payout was quick!! Best pet insurance company ever!!
5

out of 5

POSTED: | BY: Pam

Quick review of the claim and super…

Quick review of the claim and super quick payment. Very helpful when you have a lot of money out at one time.
5

out of 5

POSTED: | BY: Stacy Tripp

Healthy Paws was a lifesaver

Healthy Paws was a lifesaver! We had such a scare with our 12 year old Goldendoodle, Sunny. She ended up having to go to an emergency vet for emergency surgery. It was life threatening and they had to operate within hours of admitting her. Long story short, it cost so much money I was pulling out credit cards right and left. It was a blessing to only have to worry about saving our girl as opposed to the stress and anxiety of how to pay the expensive vet and surgery bill. Healthy Paws pulled through. You can count on them! Can’t say that about many businesses these days. Thank you Healthy Paws for being a trusted partner in the health of our Sunny girl!! We are back to enjoying our sunshine and hikes in Mt Baldy!
5

out of 5

POSTED: | BY: Denise

Healthy Paws has always been wonderful…

Healthy Paws has always been wonderful to deal with. Very quick claim processing and most often what you supply is enough for them to process the claim without added delays. I have been with them since 2017 and will never go elsewhere! Thank you Healthy Paws for all that you do to make a stressful time so much easier.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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