Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Beth Potter Knees

Healthy Paws allows us to get our dog the care he needs

Healthy Paws has excellent coverage for non-routine care and processes claims with astonishing speed. They are clear up-front that they don't cover routine care or exam fees, even if the exam is for a non-routine problem, but they do cover a wide range of rehab in addition to surgery, as well as any emergency expenses. Our premium started at just over $40 and has risen to just over $120 in five years, but I still consider this a good value for the peace of mind and breadth of coverage. However, our dog did just turn 7, and it appears the policy will drop to 70% coverage with an increase to a $500 deductible when we hit a new policy year. I know there is currently a lawsuit pending. If these changes are made alongside a premium increase, my 5-star rating will drop.
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1

out of 5

POSTED: | BY: Vanessa

After 8 years of loyalty they raised…

After 8 years of loyalty they raised the prices and when I finally used the insurance for an emergency, they cancel my policy. Worst pet insurance company.
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5

out of 5

POSTED: | BY: De Lyse Lisante

I am so thankful that I have healthy…

I am so thankful that I have healthy paws insurance. After this experience, I would recommend healthy paws insurance for every pet owner. Thank you so much for your support, Dee Nyland
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5

out of 5

POSTED: | BY: Babette Kleiman

Great Experience

We got Healthy Paws for our dog when we first got him back 2019 and he was 2yo. He is 9 now. In 2023, he was diagnosed with MCT. (Mast Cell Tumor) He had a lump and we had it removed and it came back as an aggressive stage and we were told he had 6-12 months. We started him on chemo and prayed. We are so very grateful to Healthy Paws. We selected a great plan 90/10 unlimited claims and $500 deductible. I thank God every day for this insurance. Healthy Paws has been so excellent. I submit my claims in their app while I’m leaving the vet appt. That same day, I receive an email that they have received and are processing my claim. Then 1-2 days later, I receive my EOB & the next day my reimbursement is in my bank account via electronic deposit. They are an awesome company and I highly recommend them.
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5

out of 5

POSTED: | BY: Tom

Healthy Paws is so Fantastic

Healthy Paws is so Fantastic. Vetrinarian care especially emergency room and specialty Doctors so expensive. Thank God for Healthy Paws.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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