Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Tony Hasma

Great company

Healthy Paws is the best they take care of you. They’re fair. They’re honest great customer service I highly recommend them.
5

out of 5

POSTED: | BY: Kami W.

Get Pet Insurance !!

We adopted a rescue pup when she was 7 weeks old and immediately got insurance from Healthy Paws. The best decision. Our pup has severe allergies and most recently had a mast cell tumor removed. Healthy Paws has a quick turnaround on reimbursement and they make it so easy. Which is invaluable when you are already dealing with the stress of medications, vet visits and recovery. Healthy Paws has made it possible for our pup to get the immunotherapy and allergy medications she needs plus her recent surgery. We were blindsided by the mast cell tumor and worrying about the cost was not a part of the equation because of Healthy Paws. We didn’t hesitate to have it removed. We submitted the claim immediately and were reimbursed within 48 hours. Our pup is the 3rd one we’ve had with Healthy Paws. Hands down the best.
1

out of 5

POSTED: | BY: Wes

Hiked up rates

We have used Healthy Paws for two dogs for 10 years now. Gradual increases are expected on our rate but we went from $250 a month to $1,000 per month. This is unethical and bad faith business practices.
5

out of 5

POSTED: | BY: Lola

Excellent they are efficient caring and…

Excellent they are efficient caring and provide peace of mind. I love the insurance they provide.
1

out of 5

POSTED: | BY: Dog Art

Stay away from Healthy Paws

I have had multiple dogs insured by several companies. I would stay away from Healthy Paws. They have he weakest coverage of the unlimited policy carriers. However, far worse is their bait and switch model. They may be the cheapest unlimited policy one can find for a young dog but by the time it reaches 7 years old this will be by far the highest priced policy of any of them. It seems they are trying to force older dog’s policies to be cancelled and many are. They were the subject of a class action lawsuit that was settled because of this bait and switch model and if we are all lucky they will be sued again. Trupanion is a probably the best choice, they are a little higher to start but the rise with age is steady, it doesn’t double and triple like Healthy Paws, so by the time they are old it’s going to be far less. There are other companies with unlimited policies as well that can be trusted, but not Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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