Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,027

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Amanda Duong

Best Pet Insurance!!

I don’t usually write reviews, but i hope that this review may help those in need. My dog just accidentally swallowed the needle few days ago that she had to have a major surgery to get it out. It costs us total $8,000 for this incident! And it only took 2 days to get reimbursed from Healthy Paws for 90%! If you have any pets, do yourself a favor - GET HEALTHY PAWS insurance!! When we got the consultation from the Surgeon, thanks to the plan, the first thing came to our mind was that we would do anything to get the needle out without worrying about financial hardship. I couldn’t imagine what we would have gone through without the insurance during this hard time… i think this is the best choice of my life since my dog is only 4 years old.. many years to go and of course hopefully we will never have to go through these incidents ever again. Trust me, Pet Insurance is super important and you will not want to get it too late to get any existing conditions! Get it as soon as you can. Of course the rate would go up every year, but once any incident occurs, its definitely worth it! Healthy Paws has a super good customer service and they process the claim pretty fast no matter how much the claim is. It pretty amazes me!
1

out of 5

POSTED: | BY: Pricilla

Scam

This company is the worst, I have been paying for my pet insurance premiums for more than 7 years and I have only submitted 1 claim, they only refunded 30 dollars and when I submitted another claim they completely denied it, saying there were pre conditions, which is falls, because my dog getting a stomach infection because she might eaten something has nothing to do with, an allergy precondition. After a ton of emails between me and a ton of people, because they don't have a customer service, it's an answering service which takes messages and pass it to whoever. After waiting for an eternity somebody got back to me just to tell me that my claim would not be reimbursed which is supposed to be 90 percent of total invoice. They are a fraud and I plan to take them to court to prove they are a fraud. Will keep you posted how that end up. No way in hell I would recommend this fraud to someone else.
5

out of 5

POSTED: | BY: Nicole

So grateful for Healthy Paws!

When I got my puppy I decided to get pet insurance through Healthy Paws because you never know what might happen with a young puppy! I wanted some coverage in case of a major problem that might be beyond the expected issues and expenses. I looked into several insurances and I'm so glad I went with them in the end! At only 7 months old my puppy sadly ended up developing a crippling shoulder problem which could only be fixed by a very expensive surgery. We had chosen a plan with a higher yearly deductible and 90% coverage to applicable issues...I had reached the deductible with applicable vet expenses before the surgery and they truly did cover 90% of the cost - and they repaid us direct deposit in a very short time! It was a tremendous help for our family, especially during such a stressful time. Although we have put a good amount of money into veterinary care for our puppy it's nothing compared to what it would have been if we didn't have this pet insurance. I highly recommend them, especially for young puppies just starting out. They also have a very easy to use app that made submitting claims unbelievably easy, and the customer service has been fantastic as well! Our puppy has been healing wonderfully from surgery and is already so much happier now that he's not in pain anymore. We are beyond grateful!
5

out of 5

POSTED: | BY: Nicole

So grateful for Healthy Paws!

When I got my puppy I decided to get pet insurance through Healthy Paws because you never know what might happen with a young puppy! I wanted some coverage in case of a major problem that might be beyond the expected issues and expenses. I looked into several insurances and I'm so glad I went with them in the end! At only 7 months old my puppy sadly ended up developing a crippling shoulder problem which could only be fixed by a very expensive surgery. We had chosen a plan with a higher yearly deductible and 90% coverage to applicable issues...I had reached the deductible with applicable vet expenses before the surgery and they truly did cover 90% of the cost - and they repaid us direct deposit in a very short time! It was a tremendous help for our family, especially during such a stressful time. Although we have put a good amount of money into veterinary care for our puppy it's nothing compared to what it would have been if we didn't have this pet insurance. I highly recommend them, especially for young puppies just starting out. They also have a very easy to use app that made submitting claims unbelievably easy, and the customer service has been fantastic as well! Our puppy has been healing wonderfully from surgery and is already so much happier now that he's not in pain anymore. We are beyond grateful!
5

out of 5

POSTED: | BY: Hannah S.

When my dog needed surgery unexpectedly…

When my dog needed surgery unexpectedly at such a young age I didn't even have to question if it was an option because I knew I was covered by Healthy Paws. They reviewed my claim and provided my reimbursement within a week! Getting pet insurance for your dog is a MUST and Healthy Paws provides affordable options with low monthly payments and deductibles. You never know what unexpected events might occur and having pet insurance makes a very high stress situation much more manageable.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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