Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Ken

They will force your old pet off the system!

Healthy Paws will raise your premium to unaffordable levels once your pet ages to force them off insurance. A 50% increase to 108 a month for a 9 year old dog who has been covered for about 8 years is too high. Other reviewers online have complained of premiums of over $400 a month when their pet ages. I'm cutting my losses now with HP. I thought they were a trustworthy company but was proven wrong. DON'T FALL FOR IT! *************UPDATE*************** I love the cut and paste response from Healthy Paws. this is the same exact response everyone gets. When I took out the insurance initially HP advised me the yearly increases would be around 3-5%; not the over 50% rate increase I got. This is another lie from them. If you are thinking of insuring your pet please go back to their website and re-enter your pets information at 9 or 10 years old and watch what happens. It is unaffordable. Please don't fall for it like I did. If I can save just a few from being duped my efforts are worth it.
5

out of 5

POSTED: | BY: Carrie Wallinger

Highly Value and Recommend

I can't recommend Healthy Paws enough. As the owner of two dogs and one cat currently and multiple cats and dogs who have passed on, I don't know what I would do without good pet insurance. We've always gotten our pets on Healthy Paws early in life and we have never had an issue getting a claim paid quickly and as expected. We are so grateful for the coverage, especially the absence of a lifetime maximum. Our cats have undergone treatment for kidney disease and cancer and our senior dog has had multiple surgeries. For those who consider pets to be family pet insurance is a must have, and I wouldn't recommend anyone else.
5

out of 5

POSTED: | BY: Christy P

We absolutely LOVE Healthy Paws

We absolutely LOVE Healthy Paws for Pet Insurance. They are incredibly easy to use, their terms and conditions are easy to understand, AND they even followed up after one of our pups had major emergency surgery. Truly the kindest company and recommend them to everyone we know.
5

out of 5

POSTED: | BY: Cameron

Healthy Paws is great

I've always had great experiences with healthy paws! They got me the help I needed to provide my pets with care when it comes up!
5

out of 5

POSTED: | BY: Debra Geraghty

I have a 7 month old mini-Austrailian…

I have a 7 month old mini-Austrailian Shepherd named Zoey. I signed up with Healthypaws pet insurance after talking with a neighbor who had this insurance and was happy with it. I also did my own google searches. So far, we have had three emergencies with Zoey covered by Healthy paws!! I really appreciate the amazing turn around time on the repayment of costs we pay. I appreciate the concern and quick response the personnel working with Healthy Paws always gives me either by phone or email. This program has been well worth the cost and them some. The rules and what is covered, deductible, etc., are also very well covered in their paperwork.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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