Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kesara

Healthy Paws has been a lifesaver for…

Healthy Paws has been a lifesaver for my dog Chewy. He was diagnosed with a rare form of cancer and because of the streamlined coverage with no fee schedules etc, and the simplified claims process, he is getting the treatment that he needs! The customer service is fantastic and the claims process from submitting a claim (minutes!) to recieving reimbursement is days. I recieve a flat 80% reimbursement after my deductible and this has saved my family thousands in costs and makes the decision to get the proper treatment for Chewy easy and stress free.
5

out of 5

POSTED: | BY: Karlee Thiebaut

Highly recommend Healthy Paws pet insurance

My dog recently had to undergo an X-ray, MRI and multiple blood tests. I used Healthy Paws mobile app which makes it SO easy to submit a claim. And, they're very quick to approve. It made this anxious dog mama less worried knowing the insurance process was smooth and painless! I HIGHLY recommend pet insurance through Healthy Paws. Nothing but great experiences so far!
3

out of 5

POSTED: | BY: Julie Goldstein

Great service and coverage but terrible price hikes!

We lost our mastiff after 5 yrs. cost started at $65 and ended at $151 a month! $9 annual price hikes reasonable but then $30 hikes especially during covid! They paid all the claims timely. Now our new Frenchy would only have 70% instead of 90% coverage so on to a new one
5

out of 5

POSTED: | BY: Marissa Paino

Easy claim process and quick reimbursement

I've had Healthy Paws for my Frenchie since I brought him home as a puppy. I found their rates to be very competitive and their plans comprehensive. Healthy Paws gets high marks for ease of making claims, it literally takes minutes on the app, as well as very timely reimbursements, sometimes same day for small claims. Recently my Frenchie had surgery for a disk herniation which was our first large claim. HP reviewed it and the check was sent 3 weeks later, thus I was very pleased with their responsiveness. They even emailed me checking on how he was recovering. The only thing is my Frenchie will be 6 years old, and there were some significant premium rate increases in the last couple years, and I'm concerned it will happen again after the recent large claim. It is quite possible that this is common with many pet insurance plans, so something to consider.
5

out of 5

POSTED: | BY: Stephanie Stender

Healthy Paws is a lifesaver

Great customer service and quick and easy claim processing. It was such a relief to make a decision based on what was best for my cat rather than what it might financially cost when an emergency happened. Would highly recommend Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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