Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Alexis Darnat

My cat had a urinary blockage, thankfully healthypaws was here for us!

A month ago my cat was straining to urinate. One day he wasn't able to pee at all. After taking him to the ER, they told us that he had a blockage, and that they had to perform surgery, a Perineal Urethrostomy Surgery. The cost was pretty high, but thankfully HealthyPaws covered most of the cost! Highly recommend! The only thing is that HealthyPaws does not put the money upfront. You need to put it from pocket, and then they would eventually refund you.
5

out of 5

POSTED: | BY: Cheryl Beguelin

We have used several pet insurance…

We have used several pet insurance companies in the past and glad we found Healthy Paws. Filing a claim is simple and they process the claim quickly. We highly recommend using them.
5

out of 5

POSTED: | BY: Nature Gemmell

Affordable pet insurance that actually…

Affordable pet insurance that actually covers things when you need them to. Easy to submit claims and everyone I’ve spoken to on the phone is super helpful.
5

out of 5

POSTED: | BY: Shelley Iniguez

Been a loyal customer for about 3 years…

Been a loyal customer for about 3 years now. Highly recommend Healthy Paws. Competitive premiums, excellent customer service, quick claim processing, and most definitely worth every penny of the monthly premiums. Unfortunately we’ve had to use our coverage more than we anticipated and every single time we’ve left the vets office or the animal hospital, we take 2 sighs of relief - 1) that our previous fur baby is going to be ok and back on the right track with a treatment plan and 2) thank God that we have pet health insurance!
5

out of 5

POSTED: | BY: Stephanie DiGiacopo

I love Healthy Paws!!!!!!!!!!

Three years ago I adopted a rescue puppy & a friend recommended that I get Healthy Paws insurance, just in case. Luckily I did, and one of the best decisions I ever made. Healthy Paws has been so incredibly easy to work with. Submitting a claim is really simple and I'm always surprised by how quickly I get a response, then updates, then a reimbursement check. My dog recently went through knee surgery and It was such a lifesaver to have Healthy Paws behind us every step of the way. I can't say enough about them. Healthy Paws Pet Insurance is simply incredible!!!!!!!! :)

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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