Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sarah Pfeiff

Amazing Pet Insurance Coverage

When we were going to pick up our dog from the rescue that saved him, we were told how important it would be to get insurance for him. I 100% agree with that statement. We decided to go with Healthy Paws, and we are so happy we did. Working with them on claims has been so painless. We have the piece of mind knowing that he will get the care he needs, and we don't have to stress about what will and won't be covered. It's amazing.
5

out of 5

POSTED: | BY: Andrea Herrmann

Healthy Paws is THE Best!

We've had Healthy Paws nearly five years now and we could not be happier with the service and benefits. Filing claims is incredibly easy and they are processed very quickly. We recently had to bring our pup to the emergency vet twice in one weekend and because of Healthy Paws, we didn't hesitate to not only bring him in, but also to move forward with all of the testing the vet recommended. Having Healthy Paws insurance gives us that comfort that we can take care of our pup regardless of what happens.
5

out of 5

POSTED: | BY: A. Lemus

Healthy Paws has been fantastic

Healthy Paws has been fantastic. I have been their customer for several years and they have never let me down. When I make a claim I get my reimbursements within a few days. They were recommended to me by a close friend, I have recommended them to all my friends, and now I am recommending them to you. They are wonderful caring people and they take care of us, their customers
5

out of 5

POSTED: | BY: Chelsea Wang

I would recommend healthy paws to furry…

I would recommend healthy paws to furry baby parents who are looking for good insurance or thinking of getting one. I got my Bichon puppy from an AKC heart-rated breeder and expected him to be healthy. I did the internet search for pet insurance and chose healthy paws when he was 3-month. Now he is 2-year and is diagnosed with luxation patella. A surgery fix was suggested by the vet and the cost was around 3K. I can't tell you how frustrated I'm to hear this news. I did a lot of work to find a well-rated breeder and chose the almost most expensive one, but my baby still suffers from a health problem. I talked to the breeder and she said this puppy was the first sick one in her 30+ years of experience. I couldn't tell if she said the truth, but anyway, the accident could happen and I'm grateful that I enrolled my baby in the insurance when he was young so this accident was covered. going through surgery with your pet is super tough, it's even tougher than getting the surgery on yourself both physically and mentally as well as economically, and the insurance now plays an important role and makes sure you don't need to "give up" therapy due to budget. The reimbursement process of healthy paws is very fast, my first claim was processed using around 1 week, and my later claims were processed using 3 days. They also don't increase premiums a lot when your pet gets older compared to other insurance. If you're thinking of enrolling your pet, just do it as early as possible since the insurance doesn't cover pre-existing conditions. There's only 15 days waiting period which is short compared to other insurances.
5

out of 5

POSTED: | BY: Janet Brienza

Mrs

Healthy Paws is a dependable and efficient company. I take a picture of my bill on my phone and send it to them online. Right away they notify me that they’ve received it. In 1-2 days my claim has a case number and a few days later I have an answer. I’m signed up for direct deposit into my checking account and that is done 1-2 days after the claim is completed. It’s so easy and no waiting. I’m always surprised at how quickly they answer and how soon I’m reimbursed. I’ve had everything covered except the exams.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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