Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Amy B.

Grateful and beyond impressed.

I can't begin to express my gratitude to Healthy Paws. My beloved golden retriever, Booker, was diagnosed with cancer in February 2020 when he was only 3. His treatment was complicated and expensive. Healthy Paws never questioned any claim. They all just got paid and within a few days of submitting the claim. NEVER ANY HASSLE which is so important when you're dealing with something so sad and stressful with your pet. I got another golden, Gio, in the fall of 2020 and immediately signed him up too. I lost Booker in July 2022 but he lived more than 2 years longer than was his prognosis. I didn't have to make any decisions based on whether or not I could afford treatment. This was also so crucial. When I cancelled my policy for Booker, I received the most caring and personal email and later a card from the people at Healthy Paws. I could go on and on. I'm so grateful and experiences like this restore faith in businesses, especially insurance businesses.
5

out of 5

POSTED: | BY: Matt Miller

Great Experience

We've been customers of Healthy Paws for 5 years and recently had an issue with our dog that would've cost $5k+. Luckily the decisions were very easy to continue with all necessary procedures knowing a large amount of the cost would be offset by our pet insurance. The claim process is simple and we received reimbursement within a few days. It was an excellent tool to have during an emotional time.
5

out of 5

POSTED: | BY: Blanca Sobhan

Easiest claim process

We have been with Healthy Paws insurance for over 4 years and we are very happy with our choice. For us this insurance continues to play a huge part in assuring that our dog has access to the best available medical care. Their app is very easy to use and seamless to submit a claim. Sometimes in less than 2 days we get the results from the claims and then in less than a week we would receive the reimbursement check. Highly recommended plan with the highest % of coverage if possible
5

out of 5

POSTED: | BY: Karen

Super service

Fantastic customer service, prompt review of claims, easy communication, best decision we made for our 4-legged family member. Definitely recommend.
5

out of 5

POSTED: | BY: Sian Howell

A must for Pets!!!

Such an easy process with Healthy Paws! This insurance is an absolute must for pet owners. It was so simple to submit our veterinarian reports and receipts and the money is then credited to your bank account within a few days. I cannot reiterate how grateful we are for this insurance!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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