Healthy Paws | Pet Insurance Review

4.7

out of 5

Number of reviews 11,209

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Catherine

Healthy Paws Pet Insurance - Highly Recommended

Healthy Paws Pet Insurance has given me peace of mind and made dealing with healthcare issues for my cats less stressful. I have 3 cats under this insurance. The website is user-friendly for submitting claims and backup documentation. My experience with Healthy Paws Pet Insurance is that they process claims and make payments very quickly. They also send a followup email to find out how my pet is doing after a medical procedure.
5

out of 5

POSTED: | BY: Tracy Contreras

Best decision to get this coverage

Our policy covered 90%, $250 deductible. Our family was so thankful for this insurance when our dog became extremely sick twice and covered nearly $40,000 in hospital fees, surgery, and specialty clinic visits. I always had my reimbursement within 10 days and never had a dispute with them. If they needed more information once my claim was submitted, they contacted the hospital for it. They even emailed me to check on my pet after her hospital stays. It meant the world to us that we were able to do everything in our power to save her life, without the worry of being in debt after. DON’T LET YOUR PETS DRINK STANDING WATER OUTSIDE!!!!!!!! I would DEFINITELY go with Healthy Paws again.
5

out of 5

POSTED: | BY: Allison Molenaar

Healthy Paws has been a great insurance…

Healthy Paws has been a great insurance company to work with for the needs of my beloved dog. She has had to have a few procedures done and Healthy Paws not only covered the expenses but reimbursed us promptly. Their customer service is also top notch. I highly recommend Healthy Paws to anyone looking for pet insurance for their pets.
5

out of 5

POSTED: | BY: Erin Hosmer

Great support

My pup got injured by the neighbor’s dog jumping on him. I never expected to use his insurance, especially at such a young age. But. I’m so thankful for it! As stressful as the last 15 months have been with my buddy trying to recover, Healthy Paws has been fabulous and helped me not have to worry about doing what needed to be done to help my boy. I’d highly recommend them and do to everyone I can. Never once have I had an issue getting payment and they’ve always been caring and responsive.
2

out of 5

POSTED: | BY: Kate

Not For Travelers: Contract work, Military, Traveling Healthcare Workers

Healthy Paws is only a good option for coverage if you NEVER move locations. I have had Healthy Paws coverage since 2017. I’m active duty military and I would never have guessed my monthly premium for coverage would jump from $103 monthly to $478 monthly. I don’t choose where I live and I found this to be the greatest disappointment. The worst place you can find yourself is receiving a new cancer diagnosis after moving and then having to choose your pet or financial hardship. Now this is a known condition and I have no options to change insurers. Beware of unsustainable monthly premiums if you ever move with this company.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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