Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Roseann Schaeffer

Best decision ever

We enrolled our lab -mix pup with Healthy Paws when we adopted him at age 3 and they insured him until his death at age 13. They were wonderful and their great coverage allowed us to provide the best possible care to our Reggie.
5

out of 5

POSTED: | BY: Makayla H

HIGHLY Recommend!

HIGHLY Recommend!! I have had healthy paws for both my cats for 3 years now. I find it very easy to submit claims online to them and their response is very quick for processing and reimbursement. If there is ever an issue or question with the invoice I submit, they reach out right away and it is solved very quickly. They have been extremely helpful and useful throughout my cats lives especially with my Sphynx who has had many unexpected health problems. They have covered all of it (according to the plan and policy). Not only all this, but they also reached out personally when they saw my cat stayed in the emergency room overnight to see how he was doing. The monthly price for this insurance is also very reasonable in comparison to others. If you are able to pay up front at the vet and wait a short time frame for reimbursement then please choose this one, you won't be disappointed. I am very happy and pleased with this insurance company and highly recommend them to anyone considering getting health insurance for their animals.
5

out of 5

POSTED: | BY: Christina C

Thank You Healthy Paws!

We have had Healthy Paws Pet Insurance for both our fur babies (a cat and a dog) since we rescued them. Recently, we had a very unexpected and expensive hospitalization for our cat. Within 72 hours of submitting a claim online, Healthy Paws had not only sent us a reimbursement, but also reached out to check in on our cat's health. We are so thankful that we chose Healthy Paws. It is very simple to submit a claim, and their rates are very reasonable for the coverage they provide.
4

out of 5

POSTED: | BY: Victoria S

10/10!

I appreciate Healthy Paws promptness, friendliness, and ease of use. I don’t think I could have gotten the best care without them.
5

out of 5

POSTED: | BY: Makayla Hugo

Highly Recommend Healthypaws!!!

HIGHLY Recommend!! I have had healthy paws for both my cats for 3 years now. I find it very easy to submit claims online to them and their response is very quick for processing and reimbursement. If there is ever an issue or question with the invoice I submit, they reach out right away and it is solved very quickly. They have been extremely helpful and useful throughout my cats lives especially with my Sphynx who has had many unexpected health problems. They have covered all of it (according to the plan and policy). Not only all this, but they also reached out personally when they saw my cat stayed in the emergency room overnight to see how he was doing. The monthly price for this insurance is also very reasonable in comparison to others. If you are able to pay up front at the vet and wait a short time frame for reimbursement then please choose this one, you won't be disappointed. I am very happy and pleased with this insurance company and highly recommend them to anyone considering getting health insurance for their animals.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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