Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Heather Backstrom

Loving Healthy Paws

My dog is 9months old and I just filed my first claim with Healthy Paws. It was a very easy process, and I love the inquiries HealthyPaws has been asking on the recovery of my puppy. I chose HealthyPaws because of their simple plan and the extensive coverage for the price. I have been very happy with my choice in pet insurance.
5

out of 5

POSTED: | BY: France

Grateful for Healthy Paws seamless…

Grateful for Healthy Paws seamless claims process and helping to answer questions since having insurance 4-years. Last week, my beloved required surgery and the claim was processed and deposited within 24-hours, no questions asked. it allowed me to focus on her and not the insurance! Thank you and so grateful.
5

out of 5

POSTED: | BY: Corey Murillo

Long-term, caring care

Have had them for ~7 years now. I did a ton of research beforehand and HealthyPaws were (and still are) the best out there and my vets agree. I still give verbal recommendations anytime anyone needs insurance. They are always quick to process claims, upfront in what is covered (and that's almost everything except Vet Exams) and they follow up after payment to ensure everything is well with you and your pet. It's the little touches like this that make them exceptional. I know it's a business, but it doesn't feel like it's always "just business" with HealthyPaws.
5

out of 5

POSTED: | BY: Corey Murillo

Quick, Caring Coverage for their Whole Life

Have had them for ~7 years now. I did a ton of research beforehand and HealthyPaws were (and still are) the best out there and my vets agree. I still give verbal recommendations anytime anyone needs insurance. They are always quick to process claims, upfront in what is covered (and that's almost everything except Vet Exams) and they follow up after payment to ensure everything is well with you and your pet. It's the little touches like this that make them exceptional. I know it's a business, but it doesn't feel like it's always "just business" with HealthyPaws.
1

out of 5

POSTED: | BY: customer

This company will search through your…

This company will search through your records to find anything, true and relevant or not, so that they can claim a pre-existing condition. Even with a brand new diagnosis with NO pre-existing conditions. They will then deny ALL CLAIMS. There are NO VETERINARY PROFESSIONALS one can speak to and no insurance commission to investigate! Talking to a person who might answer their phone is fruitless. They have a standard answer...denied...for everything with no expert explanation.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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