Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Picked up Healthy Paws right after we got our dog. The website is easy, information is very clear, the coverage is accurate, and reimbursements are quick. Never bothered to shop around, because the service is legitimately very good.
Thanks to Healthy Paws, it was easy to say, "Money is no object" when our Piper became sick. She had a large mass on her spleen that appeared cancerous and had probably metastasized. She needed a splenectomy ASAP, but her platelets were dangerously low. She wasn't suffering, so we were committed to anything it would take to make her well again. She spent a combined total of 10 days in the hospital with a few days at home in between, while being pumped with meds to try increasing her platelets. Nothing was working, so as a last resort, we were presented with the option of a platelet transfusion in order to do the surgery. Unfortunately, there was still a very good chance she wouldn't make it through, and even if she did, chemotherapy would not be an option due to her low platelets. NOT ONCE did we have to consider the cost of the surgery and/or chemotherapy because we had Healthy Paws standing behind us. But not wanting to put her through all of that, we switched to comfort care mode, until her symptoms returned with a vengeance and we knew it was time to say goodbye. My husband would have mortgaged our house for his baby girl if necessary, but after $20,000 invoiced, we were only out-of-pocket an affordable $4000. We will never get another dog WITHOUT Healthy Paws. The peace of mind alone is worth every penny.
Picked up Healthy Paws right after we got our dog. The website is easy, information is very clear, the coverage is accurate, and reimbursements are quick. Never had an issue after about 15 claims.
5
out of 5
POSTED:
| BY: Lori
Boris and Healthy Paws Pet Insurance
My beloved schnauzer, Boris, was the light of my life, and when he fell ill in early-Dec 2023, we brought him to the ICU. He stayed there for nearly three weeks, and the bill was over $20,000. Healthy Paws covered almost all of it, with no cap, and reimbursed us within 1-2 days. They were amazing to work with, and genuinely cared about helping my dog. We lost Boris on Christmas Day, but never would have been able to get him the care he needed without this amazing company. When we are ready for another dog, we will sign up with them again!
VETERINARIAN:
Veterinary Emergency + Critical Care
POSTED:
| BY: Lori
Best Pet Insurance Available
I signed up in 2011 with Healthy Paws for a new pup I got from a rescue. My beloved schnauzer fell seriously ill in Dec 2023, and was hospitalized for over 3 weeks in the vet ICU. The bill was a staggering $22k, and Healthy Paws covered most of it. They are compassionate and fast, and while I lost my dog on Christmas Day, I was able to give him the best care because I had Healthy Paws working with me. Five stars all around! My vets always told me that pet insurance never covers anything, but trust me, Healthy Paws is not like any other insurance. Thanks to them, my dog was given a fighting chance.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
