Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Miko S.

I’ve had healthy Paws pet insurance…

I’ve had healthy Paws pet insurance since I first got my dog in 2022 and I don’t plan on leaving them. They have been wonderful. My 2 year old Maltese had a heart attack and I was devastated. She needed a pace maker to live. Her surgery cost was a total of $15,0000. I paid $3000 out of pocket and Healthy Paws paid the rest. They were quick with reimbursement and they were very understanding the entire way. I would totally recommend them. I’m grateful for them and you will be too.
5

out of 5

POSTED: | BY: B.C.

Healthy Paws has been one of the BEST investments

Healthy Paws has been one of the BEST investments I could have made when my dog was a puppy (he's now 11.) We've had zero issues with coverage claims, they are very clear about what they cover and don't cover. The process to submit a claim online is less than 30 seconds and they have always been processed them within 48 hours. Regarding cost, I don't know what other services charge though I've heard from friends other companies' coverage is much less and process a lot more difficult. For us, it's worth the occasional annual increases. I want to include a special mention regarding my dog's cancer diagnosis. Their customer care team has emailed on several occasions genuinely checking on how he was feeling. I never expected that and it meant the world. I can't imagine what we'd do without this insurance, it's allowed us to test, identify, and treat my most special furry friend.
1

out of 5

POSTED: | BY: carolyn mckeon

I insured my dog when he was 2 each…

I insured my dog when he was 2 each year premiums went up in 5 years went up from 35.00 to 65,00. It was taking from my credit card every month, luckily never needed to use the insurance. I noticed on my last statement no charge was taking out. I called the company who told me they canceled the insurance in jan because my credit card expired. They said they emailed me, nothing in my box, they sent a notice to a house I lived in 4 years ago, was not forwarded. Why not a phone call? So I kindly asked them to reinstate the insurance, they said no the dog is too old!! Really, after I gave you thousands of dollars and never put in a claim?? Do yourself a favor, save a hundred dollars a month, maybe in the end you will get a vacation with the money. I will never use this insurance again.
5

out of 5

POSTED: | BY: Krista Hernandez

Healthy Paws is easy to work with

Healthy Paws is easy to work with. Their rates are lower than other places and they’re fast to respond d.
5

out of 5

POSTED: | BY: Lorrie Seigel

Healthy Paws Pet Insurance is a lifesaver!!

I signed up for Healthy Paws Pet Insurance when my Ellie was a puppy. I never thought about pet insurance before until someone recommended it to me. Boy, was that the best recommendation for my Ellie's life. At 2 years old, she started showing signs of major health issues. She had 2 surgeries, has been diagnosed with 3 chronic health issues, and 6 medications daily for the past 10+ years. Healthy Paws has been a life-saver for Ellie. Had we not had this insurance, I'm not sure if Ellie would have lived this long a life. She is 12 now and we just found out she has cancer. Again, we know that Healthy Paws will help us through these next few months with her cancer treatments. I highly recommend Healthy Paws for your pet. Not sure what we would have done without them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review