Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Vegas Lapito

Great insurance

This is the first time I got pet insurance for one of my animals. I did my research and settled on Healthy Paws. I am glad I had this in place. My dog got sick on a weekend and we had to go into an emergency vet. She ended up having to stay for 24 hours. The cost was very high and without insurance I am not sure what I would have done. I was able to submit everything and with in 4 days of her visit I received a reimbursement. It was so easy to send in a claim and it is nice to have that peace of mind that I can do everything possible for my pet and not let a financial burden determine a decision like that. I highly recommend Healthy Paws.
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5

out of 5

POSTED: | BY: Tenille

So quick and easy

This is the first time I got pet insurance for one of my animals. I did my research and settled on Healthy Paws. I am glad I had this in place. My dog got sick on a weekend and we had to go into an emergency vet. She ended up having to stay for 24 hours. The cost was very high and without insurance I am not sure what I would have done. I was able to submit everything and with in 4 days of her visit I received a reimbursement. It was so easy to send in a claim and it is nice to have that peace of mind that I can do everything possible for my pet and not let a financial burden determine a decision like that. I highly recommend Healthy Paws.
1

out of 5

POSTED: | BY: Jacob Santee

Don’t be fooled. Company generates its own reviews.

Don’t be fooled. This company generates fake reviews to increase its rating on Trust Pilot. Most of the reviewers are single reviews and are highly generic sounding. I am a customer about leave Healthy Paws. After you make a certain amount of claims or your dog ages, they increase the premium. Over a few years, my dog’s premium increase five fold, until it became impractical and unaffordable. Please do your research and find a pet insurance suitable for your situation after reading the actual coverage rather than selecting an insurance based on “reviews” like I did.
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1

out of 5

POSTED: | BY: PetOwner

Not A Good Insurance Company As Many Reviews Claim

Do not believe all the great/fake reviews, this is not really a good pet insurance company. Please go do your research and find another reasonable company or just start a savings account for your pet. The company spiked the monthly premiums (almost 2x) and still has so many exclusions to their top tier policy.
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1

out of 5

POSTED: | BY: Kris

Terrible

Terrible. They would not reimburse me for any claims I put in and also over charged me 2 months in a row and would not reimburse me. Go with Fetch pet insurance. Much better!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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