Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Takuya Ted Shimizu

Very good pet insurance

Picked up Healthy Paws right after we got our dog. The website is easy, information is very clear, the coverage is accurate, and reimbursements are quick. Never had an issue after about 15 claims.
5

out of 5

POSTED: | BY: Lori

Boris and Healthy Paws Pet Insurance

My beloved schnauzer, Boris, was the light of my life, and when he fell ill in early-Dec 2023, we brought him to the ICU. He stayed there for nearly three weeks, and the bill was over $20,000. Healthy Paws covered almost all of it, with no cap, and reimbursed us within 1-2 days. They were amazing to work with, and genuinely cared about helping my dog. We lost Boris on Christmas Day, but never would have been able to get him the care he needed without this amazing company. When we are ready for another dog, we will sign up with them again!
5

out of 5

VETERINARIAN: Veterinary Emergency + Critical Care

POSTED: | BY: Lori Orchow

Best Pet Insurance Available

I signed up in 2011 with Healthy Paws for a new pup I got from a rescue. My beloved schnauzer fell seriously ill in Dec 2023, and was hospitalized for over 3 weeks in the vet ICU. The bill was a staggering $22k, and Healthy Paws covered most of it. They are compassionate and fast, and while I lost my dog on Christmas Day, I was able to give him the best care because I had Healthy Paws working with me. Five stars all around! My vets always told me that pet insurance never covers anything, but trust me, Healthy Paws is not like any other insurance. Thanks to them, my dog was given a fighting chance.
5

out of 5

POSTED: | BY: Amber Dibner

Amazing!

Healthy paws made it possible for me to afford IVDD surgery for my 2 year old dachshund. They have been so helpful and caring! Thank you so much.
5

out of 5

POSTED: | BY: Katya Rehders

Highly Recommend

My baby Duke was a gift from my deceased cousin. When I started looking for pet insurance, the options were overwhelming. I stumbled across an instagramer with several Frenchie's who have health issues and they highly recommended Healthy Paws. Duke has a lot of the typical French bulldog characteristics, from IVDD to IBD so it's safe to say we have a lot of vet bills. Is Healthy Paws pricer than competitors, yes. But what Healthy Paws offers that its competitors do not are fast pay outs and reliability. You get what you pay for, and I can rest assure that we are in good hands whenever Duke goes to the vet. Thanks to Healthy Paws I have one less thing to worry about and that is priceless. HIGHLY RECOMMEND - you get what you pay for and Healthy Paws is 5 Stars!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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