Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Denis C.

Thankful for Healthy Paws

Our dog Ruby just turned 11 years old this past month. For most of her life she has been very healthy and we only had one or two small claims up thru 2022. Over the past calendar year, however, she has required two echocardiograms, a sonogram, a splenectomy (which turns out to be a pretty major surgical procedure) and a significant amount of condition related lab and blood work. Healthy Paws stood behind their policy 100% with us and covered over 10K of costs. The claims were processed quickly (funds in my account within a few business days of submitting) and correspondence was handled courteously and clearly. Naturally it helps to have a responsive and efficient veterinarian on your team to expedite things. Yes, this is not low cost insurance coverage, and our monthly rates have gone up significantly over the course of Ruby's life as she has aged. But the last year has convinced me that Healthy Paws coverage has been worth every penny. It has enabled us to provide our little girl with the care she needed and given us the peace of mind that we will be able to continue to do the best we can for her (hopefully many) remaining years.
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5

out of 5

POSTED: | BY: Robin R

Five Stars to Healthy Paws Ins

Our golden retriever had GDV/bloat, and Points East Emerg Vet in NC saved his life. We couldn’t be happier with Healthy Paws, they came through for us and paid the claim per our policy. We will be forever grateful to both!
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5

out of 5

POSTED: | BY: Victoria L

Best decision I've ever made

My 4-year-old rescue is recovering from acute kidney failure. He spent a week in the hospital and has had at least a dozen follow-up visits, lots of tests, and ongoing medication. His excellent care comes with a big price tag. Thankfully, I had made the decision for pet insurance -- and Healthy Paws has really come through! They cover exactly what they say they will cover, filing claims couldn't be easier, and reimbursement lands in my bank account within a few days. Without a doubt, Healthy Paws is a 5-star pet insurance provider!
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5

out of 5

VETERINARIAN: VCA PetCare East Veterinary Hospital

POSTED: | BY: Victoria Lasin

Best decision I've ever made!

My 4-year-old rescue is recovering from acute kidney failure. He spent a week in the hospital and has had at least a dozen follow-up visits, lots of tests, and ongoing medication. His excellent care comes with a big price tag. Thankfully, I had made the decision for pet insurance -- and Healthy Paws has really come through! They cover exactly what they say they will cover, filing claims couldn't be easier, and reimbursement lands in my bank account within a few days. Without a doubt, Healthy Paws is a 5-star pet insurance provider!
5

out of 5

POSTED: | BY: Maryam Shapland

Healthy Paws has been WONDERFUL to work…

Healthy Paws has been WONDERFUL to work with! We have had out kitty insured with them since we adopted him, and he has had multiple kidney problems since. Healthy Paws been extremely helpful each time--they have reimbursed us with no issues whatsoever, and makes the process easy and fast. We will insure every pet we have with Healthy Paws from now on!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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