Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Ron

Super Quick

Healthy Paws was super quick with a response to my claim. I filed my claim by email and had a response by the next day indicating that my claim would be paid. The check arrived in the mail within two weeks. My only issue with Healthy Paws was that I did not understand that my policy did not emphasize enough that HP does not cover vet exams even when the pet is admitted for treatment. I can't say that I was willfully misled by HP. I just believe it would be helpful to their customers if they emphasized that limitation. I have the 90% coverage policy. The vet exam limitation reduced the amount I was reimbursed to about 75% of my total costs. Still, I like Healthy Paws and would recommend that pet owners give them serious consideration.
5

out of 5

POSTED: | BY: Marge

Top Notch Coverage, Concern, Responsiveness

Our experience with Healthy Paws has been nothing but superb! They are helpful, responsive, and, after checking many plans, we found they offer a superior approach to pet healthcare. It's clear their first concern is our pet's well being and their mission to help homeless animals as well as to support good care for pets with homes is simply terrific.
5

out of 5

POSTED: | BY: Joan

great pet insurance

After much research, I purchased Healthy Paws pet insurance. I definitely made the right choice. Brought my Goldendoodle to the Vet's on Tuesday and had a check by Saturday. They covered everything that I expected them to cover. I am so impressed. I highly recommend them to anyone looking in to pet insurance.
5

out of 5

POSTED: | BY: Corrina

Healthy Paws is a Life Saver w/ Fantastic Service

I am so thankful for Healthy Paws. My dog needed major leg surgery and Healthy Paws was there for me every step of the way. They confirmed beforehand what would be covered, (which was nearly everything as I have 90% coverage). They responded quickly to my requests and questions, and I truly felt like they cared about being helpful and providing great service. They reimbursed me for the surgery in a few short days, and they sent a follow up email to check on how my dog was recovering. The experience has been nothing but positive and I have told every pet owner I know that Healthy Paws is by far the best pet insurance company around. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Katie

Healthy Paws Pet Insurance is fantastic!!

I did a lot of research on pet insurance when I got a new puppy almost two years ago. I am so relieved that, after reading everything I could find, I settled on Healthy Paws Pet Insurance! They have been perfect in every way! I am sorry to say that I have had many claims...but happy to report that Healthy Paws has been a wonderful company to work with. My latest claim was for a urinary problem, and required expensive diagnostics. They paid my claim cheerfully, and swiftly! They are concerned with my dog's health, and are happy to be able to help me afford the best care for him! I could not be more pleased with Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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