Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,735

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 35
  • 235
  • 9,735

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beth Y.

Personable, Fast, Responsive Service

This was our very first claim with Healthy Paws and we were impressed. I felt like we'd joined a family caring enough to remain in the background, but when needed immediately steps forward to provide a financial safety net for large unexpected expenses. Healthy Paws makes it about your beloved pet not about the paperwork and insurance fine print. What a breath of fresh air -- what peace of mind. I'm so glad we found you.
5

out of 5

POSTED: | BY: Treva Davis

So glad Jedda has Healthy Paws Insurance

I looked for health insurance for my dog, Jedda, for over a year. I'd search, print some stuff, compare it and decide it was too expensive for not great coverage. When I found Healthy Paws I was pleased and glad to have my searching and deciding chore over. So far Jedda has been injured and had a 3 hour visit to the emergency vet one night for belly pain. I have been more than fairly reiumbursed for these expenses think the premiums are well worth it. Health care is expensive! And the company follows up to see how Jedda is feeling. I'm very pleased!
5

out of 5

POSTED: | BY: Angel

I wish they insured humans too.

Typically I have very little trust in insurance companies so I was extremely skeptical on if I should insure my yorkie puppy Rupert. I went back and forth with the idea and finally settled on the $50 deductable, 90% coverage plan. We recently had to take Rupert to the emergency room for something, (we're still not positive what it was) and the bill was more than I could afford. Healthy Paws covered exactly everything they said they were going to. The customer service was amazing. The claims process was extremely easy. They processed my claim quickly and I had my payment in hand 2 weeks after the claim was filed. I'm sad to say that my dog's health insurance company is better than mine. I would reccommend this company to anyone with a pet. Its SO worth it! You always think that you're not going to need it, but eveyrthing can change in a matter of a second and its always when you need it the least. I wish every company I had to deal with on a daily basis was as good as Healthy Paws. A company that does what they say they're going to do.... imagine that!!!!
5

out of 5

POSTED: | BY: Dena Hill

Happy, happy, happy!!!!

Our yorkie had surgery and the claim and payment were easy and prompt. We are so glad we chose Healthy Paws!
5

out of 5

POSTED: | BY: Sherry Tyler/

Best of the best

Our little jack Russell Mystery could hardly breathe. Her allergies were soooo bad. On hot days she could hardly move it was that bad. It turned out she had rhinitis and with some pills she could live a happy normal life again, even in the heat of summer. She had to get a lot of tests to find this diagnosis in her nose. We would have paid any amount of money to help end her suffering, it cost us about $1500 and thanks to healthy paws we got over $1300 back. The speed and customer service of this company is the best we've ever seen. They keep you constantly updated and show a genuine interest in the well being of your pet. They even asked for some pics of our animals which was a nice touch. We thoroughly recommend healthy paws to anyone who will listen. These guys are a credit to their profession and we know they will always be there by our side to help with our pets. Thank you healthy paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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