Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Aamir

Amazing Pet Insurance!!!!!

I can't say enough good things about Healthy Paws Pet Insurance. Here's the back story. My wife and I got a siberian kitten about a year and half ago. Our little guy was super healthy with no issues what so ever. In talking to a buddy who got a puppy around the same time the topic of pet insurance came up. I did a little bit of research and wasn't sure if we really needed insurance since form what we heard cats don't have as many health problems as dogs and siberians are a very healthy breed. So i put getting insurance on the back burner. Well back in January we noticed our little guy managed to rip out a claw. We took him to the vet and sure enough it was infected. They did an xray, cleaned it up and prescribed some antibiotics. The vet bill for that visit set me back about $600. Since our little guy is super active and the chances of him tearing out a claw again I decided to resume my search for a pet insurance plan. I came across an article written by a vet on the topic of Pet insurance and one line really struck a chord with me. It basically said you should get pet insurance to help in the event your pet requires medical attention that results in a large bill that you wouldn't be able to pay out of pocket. Now when a vets comes to you and says your pet needs this and that and it will cost this much, you don't want to be in a position to say I can't afford that and have to let your pet be put to sleep. Especially if your pet is young and it's treatable. Okay so in m
5

out of 5

POSTED: | BY: Patricia Malloy

Healthy Paws is the best pet insurance.

I have used healthy paws five times and have found it to be wonderful. The coverage they offer is amazing and i have never had even a slight problem. The checks are mailed out quickly.
5

out of 5

POSTED: | BY: Mira

Highly Recommend - Super Pleased!

I am very pleased with Healthy Paws! I insured my puppy at 8 weeks, choosing the 90%, $100 deductible. You always hope you will not need it, but if you do, you can count on HP. The service is fantastic - claims made easy and paid quickly. Best decision I have made to ensure my dog gets great veterinary care when she needs it.
5

out of 5

POSTED: | BY: Tricia

My experience "Pawsitively" exceeded expectation.

If your Vet said the estimate is going to be $2,000; $5,000 or $10,000 could you afford to pay that without hardship? You never know when an accident or illness will strike your pet. Whether you will pay $100.00 or thousands of dollars it is a great comfort to know that if you have to make a decision for your pet's health and well being the decision will not be based on your financial status because you have reliable financial coverage. The service and concern for Beacon was immeasurable. I'm "Pawsitively" satisfied and am grateful to have Healthy Paws insurance.
5

out of 5

POSTED: | BY: Brittany

All around amazing company!

I have had Healthy Paws for both of my rescues since they were first adopted. The past two years, we have had some scares and emergency room visits. Thankfully, we were able to give them the best care knowing we had Healthy Paws. Before choosing them, we did comprehensive and thorough research on all the companies out there. Healthy paws was the only company that was reasonably priced, offered more than reasonable coverage limits/options and left me simply focused on my pups getting better when crisis struck. Keeping in mind that as a pet owner, it is my responsibility to cover preventative and routine care, I am more than happy and satisfied with Healthy Paws!! Their processing time of claims is prompt as is receipt of payment. I would not recommend any other company!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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