Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Linda Carter

Healthy Paws is Amazing!!

I cannot say enough good things about Healthy Paws. They have been awesome, and I have to commend this company and all of its' team members for their caring, compassion and processing of claims in such an expeditious manner. One of the reasons I chose this company is because they have no maximum limits on any single condition, reimburse you based on your actual veterinary bill and cover congenital and hereditary conditions as long as they were not pre-existing prior to coverage. My Frenchie recently had eye surgery and having the insurance made it so much easier to have one less worry and allow me to focus on her and her recovery without worrying about the cost. They processed the claim within two days which is incredible, and the funds were in my account in no time. In addition, they reached out to see how she was progressing after her surgery. I am truly beyond impressed and would never ever consider another insurance company for my fur babies. Thank you, Healthy Paws!!
1

out of 5

POSTED: | BY: llin

They don't pay for any wellness check…

They don't pay for any wellness check up, which means I am just paying my monthly fee for everyone else's pet for the past 3 years... and when I filed for reimbursement, they requested "complete health history"... Why are there so many hoops for pet parents to jump through just to get what I paid for back? It's a really horrible insurance and I felt scammed.
5

out of 5

POSTED: | BY: Brett

Healthy Paws has been extremely helpful

Healthy Paws has been extremely helpful in making sure our dog, Leeloo, has received the best medical care available. Working with them has been great, and the ease of filing a claim with them is unmatched. Unfortunately, Leeloo recently incurred an injury that required several visits to the vet, medication, x-rays, and surgery. Healthy Paws was there to process our claims quickly and follow up with us to check on Leeloo. Having them in our corner has really helped with the financial hardship and stress, which has allowed us to focus on loving Leeloo during her recovery. Lots of puppy hugs and snuggles.
5

out of 5

POSTED: | BY: A Cameron

Amazing Experience with Healthy Paws

I have trusted Healthy Paws with my pet insurance since I first got my sole dog, Daisy. Pet insurance was a must as a college student with a dog, as funds were tight and my dog has a medical record like a CVS receipt (unreasonably long). Healthy Paws was affordable and always provided quick review, response, and payment of my claims and when living paycheck to paycheck it was a necessity so I could give my dog the care she deserved. Fast forward to this year, Daisy was diagnosed with Cancer and had to have an expensive surgery. Healthy Paws, as usual, provides quick and excellent service during my claims and then personally reaches out to check in on Daisy’s recovery. She is doing great by the way, but having that personal touch makes us feel cared for and 10 years later I know that Healthy Paws is the right place for our care. Now that we had just gotten another puppy, there was no question in my mind about where we would get coverage for her, even though another company is partially covered by our employer benefits. I will always recommend Healthy Paws for the coverage of your 4-legged family if you want 5-star service and an exceptional experience.
1

out of 5

POSTED: | BY: Peter Davis

BUYER BEWARE OF RATE HIKES

Have had Healthy Paws for 7 years. Premium started at a low $33 per mo. Increased gradually at first, but just doubled this year to $255 per monthly. We NEVER filed a claim and ALWAYS paid on time. Healthy Paws will take your money. As your pet ages they will keep increasing rates until you are driven out of your policy. A win/win for Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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