Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Chris

Superb, Polite and Seamless

Kudos to Healthy Paws on all fronts! Their app is incredibly easy to setup and use and it was effortless to submit a claim when the time unfortunately came. After submitting the claim, a Healthy Paws rep emailed right back saying they were working on the claim. In a mere few days my claim was processed and a check was sent in the mail with a clear description of what was covered, and how the reimbursement was calculated. Additionally, someone from Healthy Paws even followed up a short while later to ensure that everything was ok with the claims process as well as how our Dog was feeling! Bottom line - from the claim process to inquiries, etc. everything was easy and handled promptly and pleasantly.
5

out of 5

POSTED: | BY: Faith

Very satisfied customer for almost 5 years...

Fast payment on claims, reasonable rates. I have anEnglish bulldog and he has required specialty care from an ophthalmologist and dermatologist.
5

out of 5

POSTED: | BY: Joyce

Peace of mind

My 6 yr old Frenchie had mass in the back of his throat discovered when he went in for a cracked molar. We were referred to a surgical speciialist because of where the growth was, even though it was benign. Luckily, when he had a lot of swelling post op they were able to save his life by doing a temporary tracheostomy. He is now a month out from his surgery and is a happy, healthy, funny boy again! Despite the stress of a tricky surgery and potential complications, our stress was somewhat allayed as Healthy Paws covered everything!! Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Joyce

I don't need a sentence, a word will do! Fantastic

My 9 yr old Frenchie, Sophie, came down with terrible diarrhea and wouldn't eat. We thought it was the same thing one of our others had come down with and she recovered in a day. Not Sophie! After a day we took her to the vet and she was hospitalized with severe dehydration, acute kidney failure, and was very weak. She was hospitalized for four days, getting IV fluids, antibiotics, and other supportive meds. She finally started recovering but we still don't know what it was and over a month later is fine. Our brand new policy paid as promised! Thank goodness! A godsend!
5

out of 5

POSTED: | BY: Jane

Caring and honest company

I was very skeptical about pet insurance after initially cancelling on trupanion because their claim process was horrendous and rates really shitty for what you get. I signed up with healthy paws and recently my dog had surgery for an intestinal blockage and healthy paws paid the claim in only 3 days. (Almost $4k). I was REALLY pleasantly surprised- other insurance companies find every way they can to avoid getting you your money. Healthy paws paid my claim with no questions asked. Their app is ridiculously easy to use- just take a pic of your invoice and you're DONE. Nothing to mail in. Additionally, their customer service is AMAZING and you can always get a kind helpful person on the phone- and they check up on you after an illness. I'm very satisfied.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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