Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,735

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 37
  • 238
  • 9,735

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paul Choquette

Wish MY Health Insurer was this good...

I have to say that I have never had a bad experience since becoming a member of Healthy Paws. They process claims at lightning speed (within 24 hours usually) and get a reimbursement check out to us quickly. As far as the coverage goes we are very satisfied with what is covered. When we were searching for an insurance provider we compared Healthy Paws to the others and we were drawn to a couple of things:1. They do not have a pre-exisiting condition exclusion for any conditions that develops after coverage starts. Other companies will cover a condition, but when yearly renewal comes around, bang, pre-exisiting condition and no longer covered. 2. They also cover meds, no matter where you get them from. Strongly Recommended
5

out of 5

POSTED: | BY: Jeff Goodman

If only they would insure humans!

I have been a customer for almost 3 years. Both my dogs are covered with the high end coverage ($250 deductible and 90% reimbursement). One of the two dogs has had A LOT of things go wrong requiring advanced and expensive veterinary care and in the Los Angeles area that means really expensive. Healthy Paws has been truly amazing. Their policies are fair and transparent. They don't pay for bells and whistles. They don't pay for office visits (even if it is a specialist). They don't pay for prevention. BUT they pay everything else and do so with absolutely amazing speed. 98% of my claims take 7 days before I actually have the check!! Occasionally they do ask for additional documentation from the vet or call the vet for clarification but on those occasions they communicate with me as well and their requests are completely understandable and reasonable. Right now they are paying for my one dog newly diagnosed with Cushings Disease and a mucosele on the gall bladder. The meds alone for these 2 conditions run almost $200 per month. Let alone all of her eye drops following glaucoma surgery which they paid for -- in the thousands. The customer support team are amazing folks. They are helpful and will truly help you get every dollar that is coming to you. I even got an email asking me about how this one dog was doing. Conceivably it was computer generated (like their birthday wishes) but I don't think so. Either way - I have never been asked how I am feeling
5

out of 5

POSTED: | BY: Shiloh Hunter

Great Personal Attention

Although filing claims is not my favorite thing to do, working with HealthyPaws has been as painless as possible. Their communications were prompt and personal.
5

out of 5

POSTED: | BY: Richard Quinones

Health Paws is fast, no quibbling or runaround.

Health Paws is a lifesaver. I have two pets covered by my policy. Both have had claims for surgeries and illnesses. Most recently, my Doberman Pinscher was bitten by a rattlesnake. Treatment is quite expensive. I had a check in hand for the covered amount within the week. Believe me the policy has more than paid for itself. Having a previous history with other pets with out insurance, do yourself a favor and get insurance.It's not if you will need it, but when you will need it and Healthy Paws has been excellent.
5

out of 5

POSTED: | BY: Lisa H

Healthy Paws is the Gold Standard

Can't say enough good things about Healthy Paws! Was recently reimbursed on a claim following my Frenchie, Felix's, soft palate /stenotic nares surgery. Healthy Paws staff was professional, fast, efficient and caring. It's as simple as that. Highly Recommend!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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