Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 9,715

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.9
  • 4.7
  • 4.9
  • Count
  • 40
  • 251
  • 9,715

Updated: December 05, 2023

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Russell Warfield

Very impressed

The whole team did a great job in processing our claims. They responded very quickly to the invoices. Checks were cut in a matter of days. go tell that to your regular insurance company. And they continued to follow up and check on our pet's condition.Well done.
5

out of 5

POSTED: | BY: David

Wonderful and responsive service!!

We rescued our pit-greyhound mix several months ago and for the first time, decided to get pet insurance. The experience so far has been absolutely fantastic! Our by acquired pneumonia and we have had several visits to the Animal Medical Center in NYC. Great facility but expensive - thank goodness for Healthy Paws! They have been incredibly responsive and so helpful to ensure that our first claim was processed as quickly as possible. The follow up claims were processed even faster. Their representatives respond directly to emails, and quickly - it was hard to believe the personal attention given. The coverage is great and compared to the premiums I would have paid with other companies, Healthy Paws is also one of the most affordable without question. We feel very lucky to have found them. We have no complaints at all and highly recommend them!
5

out of 5

POSTED: | BY: Joanna B

piece of mind

I was about to leave on an international vacation when my frenchie swallowed a tennis ball. My stress level went through the roof as I rushed her to the vet. With the healthy paws insurance I was able to worry about my baby getting better and recovering through surgery instead of wondering how i was going to pay the bill to save her. The paperwork was easy-- the vet filled it out for me, and my money was reimbursed within ten days of the claim.
5

out of 5

POSTED: | BY: Amy Miller

Fantastic Company

I have two cavalier king charles spaniels. If you are not familiar with the breed, there are several specific health concerns that are associated with them. Because I wanted to make sure that my animals were able to receive the best care possible, I decided to invest in pet insurance for them. I did extensive research on all of the companies, and ultimately ended up with Healthy Paws Pet Insurance for several reasons: 1. No Anual cap on claims: this was very important to check, as with your premiums, some companies have caps at around 1,500.00 a year. This made no sense to me, given the comparison of premiums and the coverage.healthy paws has no annual cap, the only company I could find that offered no cap. 2. Pre-existing condition coverage: again, this was a fine print obsession for me. My older cavalier had a luxating platella in his right knee prior to obtaining coverage. This is very common, so I wanted to make sure that any insurance company I went with would cover a similar injury to the other leg. In the context of pet insurance, this is apparently referred to as a "bilateral condition". Healthy Paws was the ONLY insurance company who had very minor restrictions on Bilateral pre-existing conditions, only ACL injuries, which seemed very univesal to all companies. 3.Reimbursement values: this was the best around, I ended up selecting the 90% reimbursement, with a slightly higher premium. 4. Adjustable premiums: this allowed a lot of freedom in deciding h
5

out of 5

POSTED: | BY: Dennis Rose

High Expectations Met

As someone who has designed and applied many consumer/client satisfaction surveys and interviews, I've always felt that expectations rather than "satisfaction" rule the day. My firm pioneered "expectation-loaded" surveys, so with this in mind I would like to say that Health Paws has met, and in some senses, exceeded my expectations. It is unusual for a company to have such a well-developed and consistently applied consumer-oriented culture. It is most appreciated, and I would not have any hesitation is recommending it to anyone needing pet insurance; in fact, I've done so several times. I can't imagine an alternative that would be more satisfactory for me and my dogs.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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