Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Terri Clark

Prompt Payment After Surgery

My dog Katie Marie needed to have her spleen removed because of a growing lesion. The surgery went well and the lab results were a blessing - no cancer. Katie is doing just fine, in fact you would never know she had surgery. Healthy Paws Insurance was wonderful, easy claim submission and prompt payment. I recommend that insurance to any pet parent.
5

out of 5

POSTED: | BY: Luisa Siconolfi Heim

Amazing insurance company!!!

Our 1 year old Jake had a costly hospital stay and Healthy Paws came to the rescue. The claim was simple to submit! Just snap a picture of the bill with my phone and that was it. We heard back with feedback the same day and had a check within a week. They even emailed us later to find out how Jake was feeling! A great company!!
5

out of 5

POSTED: | BY: Romi G.

Best Experience! Highly Recommend Healthy Paws!

Our 9 mnth old golden retriever suddenly stopped eating and playing. We knew something was really wrong. From our initial visit to the ER to several follow up appointments, Healthy Paws was with us every step of the way! The app that uploads the invoices was convenient and super easy! In a time of stress and concern, they were so caring and supportive. Most impressive was the turn around time of the claims. This all just happened last week and we have already starting receiving our reimbursement checks! That's incredible. I would recommend Healthy Paws to all our doggy friends!
5

out of 5

POSTED: | BY: Martina Fetter

Cherished Time

Remi, our Miniature Bull Terrier has had Healthy Paws since he was 4 years old. Almost immediately after we purchased the insurance he developed an genetically caused eye condition that required expensive surgeries and lifelong medications. Healthy Paws covered all of his medical costs. On Christmas this year, Remi became ill. We rushed him to the emergency veterinarian where he was diagnosed with a life threatening pericardial effusion. We were informed that pericardial effusions generally occur due to a cancer in the heart called a hemanagiosarcoma and this diagnosis would be terminal. The emergency veterinarian told that if they performed the procedure they could give Remi (and us) quality time together and time to perform additional testing to confirm the diagnosis. Unfortunately, over the next few days his diagnosis was confirmed. Despite this, these days were cherished and he was without suffering. We are thankful that we had Healthy Paws Insurance during this difficult time as it provided us the ability to make decisions that were based entirely on the best interest of Remi. Healthy Paws has been a wonderful partner with us in the care of Remi. Martina
5

out of 5

POSTED: | BY: Lesley Johnson

Thankful for Healty Paws Insurance!

My energetic Bichon Frise tore his ACL and I was told he needed surgery at a cost of over $3,000! I had never filed a claim before so I was worried. I found the process to upload documents easy, and they were easy to contact. They were helpful and friendly on the phone and I was helped throughout the process. The reinbursement check came quickly. I have since recommended them to friends and will continue to do so.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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