Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,192

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: John

This is the best company I have ever dealt with.

I wanted to share the great success that we have had with our HEALTHY PAWS PET INSURANCE for our nearly 3 yr-old Great Dane Tank our 10 month-old Basset Hound, Chubbers. Although Tank is not quite 3 yrs-old, he has had two neuro-surgeries, a broken tail which resulted in an infection and eventual amputation, the removal of his anal glands (due to a likely related infection) and various other more minor problems. Although he is very healthy today, these surgeries have cost in excess of $35,000. Our little Chubbers (who likes to eat things and get obstructed) has had two surgeries and other expenses exceeding $12,000. For all of these problems we have paid a total of 10%. The insurance has been INCREDIBLE. We pay a monthly rate that is based on zip code and breed (we are in a very expensive area and Danes are obviously one of the most expensive breeds) of about $100 month (by comparison our basset hound is about $50 a month) and then we pay a $250 per year deductible. Once that deductible is reached, Healthy Paws pays 90% of any costs. The only things they don't cover are the veterinary examinations, elective surgeries like spay and neutering or stomach tacking (unless medically necessary-for instance if they have bloated before) and hips until the dogs are 18 months of age. Unlike many other pet insurance companies, there are no breed excluded conditions, no lifetime caps on the policy and you pick the veterinarian where your dog is treated. The surgeries on Tank and Chubbers have been incredibly expensive and Healthy Paws has never challenged one penny of any bill. My wife, who is a reconstructive pediatric plastic surgeon, has commented that the insurance companies she has to work with in human medical care are not this easy to deal with, nor this prompt with payment. The claims have always been paid within a week of filing. The only issue is that you need to be aware of is that they will not cover preexisting conditions, so you should get the policy as soon as you bring your puppy home. I am writing this review because this insurance has been such an incredible benefit for our family. I have no affiliation with the company, I do not own any stock, I am just a customer who has been incredibly impressed with this company. This insurance is a great idea for any pet owner and a MUST for any Dane owner.
5

out of 5

POSTED: | BY: Shandra

They're like family

Healthy Paws is amazing! From answering all my questions and making the claim process effortless to even checking in on my pup after his surgery they have been kind and helpful. It doesn't even feel like an insurance company. I would highly recommend them to any pet owner!
5

out of 5

POSTED: | BY: Mike

Quick & Easy

Our dog Ruby had an operation for an intestinal blockage. After getting the bill for nearly $4,000, I went on line uploaded the bill and medical record. I received approval, no questions asked, within a couple of days. Check followed within a few weeks. More than satisfied with their service.
5

out of 5

POSTED: | BY: Mitch

Healthy Paws does it best

I have been a healthy paws policy holder for the last 5 yrs and have 4 dogs insured with them one of our dogs ( Bug ) tore her knee up playing and requireEd surgery to the tune of over $5000 healthy paws recievepd her bill and with in 3 days a check was in the mail no fuss at all. This the second major bill they have saved me from in the years I have used them ! They are just the best around !!! Thank you healthy paws
5

out of 5

POSTED: | BY: Jessica

Fantastic Claims Service!

We just recently had to file our first claim with Healthy Paws and it was easier than I could have imagined. Once the claims paperwork was submitted it was only a matter of days before I started receiving emails that the claims were being processed. I had to call on two different occasions with questions and my questions were answered in a very professional manner. The claims department made sure that I understood their process and that all of my questions and concerns were addressed. Healthy Paws provides great coverage and wonderful service. They even sent a follow-up email to make sure our Boudreaux was doing well post-claim. We are very satisfied customers! Thanks Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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