Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
No maximum annual or lifetime payouts
One easy-to-understand pet insurance policy
Most claims are processed within 2 days
Use any licensed veterinarian in the U.S. or Canada
Healthy Paws is really there for you and your pets
I got Healthy Paws when I got my 2 dogs back in 2014. I opted for $100 annual deductible and 90% reimbursement on my claims. This year alone the reimbursement for just one dog alone will outweigh what I pay for the 2 of them in an entire year! I am so glad I have this coverage for their well being and knowing I don't have to worry about the high costs of unexpected veterinary visits. When I was looking for a pet insurer in 2014, my research led me to Healthy Paws and I found it was the best fit for me and my pets. Anytime I call them for assistance or questions on claims, they are glad to help answer any questions and go above and beyond to make sure that I am assisted until fully satisfied. They also always follow up with me to confirm that they did their job completely. I use the iPhone Healthy Paws app to simply take pictures of my invoices from the vet and submit any and all receipts for them to review to see if it is covered. Basically the only things that they have not covered, which I already know is not part of my insurance, has been things like preventative care (vaccinations and heartworm prevention.) I still submit it because i like them to have all of my vet visit receipts to keep my dogs medical records up-to-date as well as maybe they might cover me for something that I am unaware of- they actually told me this is a good idea just in case- I never know I might just get a reimbursement! The claims department notifies me via the app and email to let me know the progress of my claim from start to finish. My French Bulldog had to have unexpected eye surgery recently and Healthy Paws made sure to get me covered, get a reimbursement check on the way to me and even email me personally to check on her recovery and spread the love from their family to ours. For the little I pay per month for both dogs, knowing I have this peace of mind coverage from a top notch company really makes me an even happier pet parent than I would be if I did not have their protection. It really is the best. I would highly recommend Healthy Paws to other pet parents looking for the best pet insurance company out there.
5
out of 5
POSTED:
| BY: Martha
Healthy Paws Delivers!
Only a few months after adopting our cat, he was hospitalized and had several procedures, tests, and prescriptions. Healthy Paws was easy to deal with and reimbursed us the full amount of our policy without any hassle. We were relieved, particularly because we had a bad experience with a different company in the past. We were glad that we signed up for the 90% reimbursement. It was really great to be able to consent to care and truly focus on doing what was best for our kitty without worrying about the cost. We are very grateful that we had the foresight to sign up for Healthy Paws.
5
out of 5
POSTED:
| BY: Kyle
Worth Every Penny and Much More
Purebred Corgie. This means something different to us now vs when we first dreamed of getting our beloved furry family member. Before it meant permanent smiles, cuddles, and an amazing dog we could love for years to come. It still means all those things, just add "bubble dog" to the list.
Our baby has had some terrible luck. Parvo, pancreatitis, and other illnesses that left us scared we may loose him for good. Luckily the choices we had to make were never financial deal breakers thanks to our pet insurance group. HealthyPaws has saved our dogs life multiple times.
We are incredibly fortunate for their support, quick response time, and care (they even email us to see how our guy is doing). Great people, great company, we are very very thankful they have been there for us. We don't know what we would do without them.
5
out of 5
POSTED:
| BY: Daniel Summerlin
Top Notch Pet Insurance
I chose Healthy Paws from a list of nationally-known insurance providers in part because of their high ratings I found on the web. Their customer service folks were very helpful in answering questions before I enrolled, and I was able to tailor our options according to our needs. When the unfortunate occurred, and we needed to submit a claim, filing a claim was easy, and the response was prompt.
I would highly recommend Healthy Paws to anyone who has a pet.
5
out of 5
POSTED:
| BY: Eleanor Post
Healthy Paws is a Lifesaver!
I purchased Healthy Paws a few months before I took a road trip two years ago. I made sure that I had a full comprehensive physical exam (bloodworm etc) done early on to show that my dog was healthy. I felt that this would help with any future claims I may have to make.
Long story short - a few months after getting insurance for my pup, she became devastatingly ill. Despite being on a topical flea/tick preventative, she contracted ehrlichia (like Lyme Disease). The symptoms were dramatic - extreme lethargy, limping, swollen joints, weight loss - It took lots of tests and even a joint tap to see that she indeed had the infection. Over $1000 later and she was feeling much better! Healthy paws paid out 90% on every claim I made!
Then, my vet notices that the limping was not just due to the ehrlichia, my dog had a recent partially torn cruciate ligament - perhaps due to weakness/muscle wasting from the ehrlichia. Over $4000 later for surgery and she's got full range of motion and is happily walking and running with ease (although we don't play ball any more after finding out how hard it is on their joints/ligaments).
Well, I wish I could say that was the last of it, but there have been two trips to the emergency vet - once for a relapse of the ehrlichia and another time after my dog started vomiting during a camping trip. Thank god she ended up being fine, but dogs can scare the heck out of you and it is such a relief to know that if something major comes up you won't have to sell your house to pay the vet bills.
My dog goes everywhere with me and I watch her like a hawk. She's extremely well trained and is even my "demo dog" for training consultations (I'm a dog trainer). No matter how much you train and care for your dog, if you take them out into the world, you never know what can happen. Also, Healthy Paws covers congenital illness, so even if you're dog/cat lives in a bubble, they are still covered if genetic illness or cancer strikes.
I recommend Healthy Paws to all of my training clients and many of them sign up, and several have had to make claims that more than covered their monthly rate and premium. Healthy Paws is GREAT!!!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.