Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,981

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Chelsea

Insurance Claims

Without Healthy Paws Insurance, my bull terrier puppy would have not lived past his 1st birthday. My puppy had an unfortunate situation, which is very common with most dogs- Foreign Body Removal. Unfortunately Neeko experienced every post op complication, and was required to stay in the ICU for over a week, one can only imagine how high my hospital bills were. Healthy paws reimbursed me within 2-5 days of my claim submittal. They were fast, efficient, and didn't reject anything. This was a huge relief and elephant off my back during such a vulnerable time. Thank you Healthy Paws.
5

out of 5

POSTED: | BY: Christian

Healthy Paws Provided Peace of Mind

When my Levi got hit with a cancerous tumor, unregulated diabetes and overnight blindness (due to cataracts) all within a few short weeks, our family was at its wit's end. Looking at two surgical procedures, management care and specialist care, we knew we had a lot of work and great expense ahead of us. Thankfully, we had Healthy Paws in our corner to alleviate any concerns about cost and leave us with the peace of mind to care for our very sick little man. His recovery journey is a lengthy and an arduous one but we were able to afford him the very best in care and a real fighting chance to survive because of our partners at Healthy Paws. I can not recommend them enough. Every family should have this kind of insurance provider in their corner (as I tell all of my friends and family!).
5

out of 5

POSTED: | BY: Leila

Best thing we ever did for our pets!!

One dectable per year, NOT per instance like the other companies. Couldn't be easier to submit a claim. Got the app? Got a smart phone? Easy Peasy, take a picture of the invoice, submit and it is all done! So grateful for having this insurance. And they care! How many insurance companies check to make sure your pet is ok??? These guys do. Our pack gives the "2 paws up"!
5

out of 5

POSTED: | BY: LAURA

So grateful for Healthy Paws insurance.

I am so grateful that I signed up with healthy paws. I've had quite a few issues with my pets one being a very expensive surgery that I couldn't afford to pay the amount up front, and healthy paws did a direct pay for me to the hospital for the 90% reimbursement. I've never had any problems with reimbursement and they are very prompt in the return. When ever I've called always spoke to a live person not a recording. They are truly animal lovers.
5

out of 5

POSTED: | BY: Tom

Highly Recommend

My dog Luna had surgery to repair a torn ACL. HP covered 90% and are also covering physical therapy including acupuncture. I've spoken to the representatives a couple of times and they couldn't have been nicer and more helpful. They also sent a follow up letter checking on Luna's progress. I receive a certain peace of mind having insurance for my pets, I'm happy to pay and hope I never have to use it, however I worried that if I had to file a claim it would be a hassle and struggle to be reimbursed. I am extremely relieved and grateful that with Healthy Paws my concerns were unfounded. I'm very impressed.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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