Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,981

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jennifer

The best Pet Insurance!!!

We looked into the various pet insurances and found this one to be the perfect one for us. This is the first time we bough pet health insurance and are so appreciative of the quickness in response. Our previous dog had osteosarcoma who lived 5 more years after that. Needless to say out of pocket expenses for chemotherapy amounted to more than $20,000. We did not have health insurance, just glad our daughters finished college!. So we were ready to adopt a new puppy, pet insurance was on our mind. Lucy is now three but we certainly did not think we'd need to use our insurance since she was still so young. However, she contracted a rare form of fungus in her nasal cavity, that had the capability of forming more colonies and enter the cranial plate. Luckily, we caught it in time and had to have two procedures to ensure eradication of the fungus. We are truly grateful to Healthy Paws for their quick response and policies. We hope our dog, Lucy, will continue to remain healthy and are grateful to know that Healthy Paws continues to be there.The iphone app for Healthy Paws could not be easier, to check on the status of a claim. Within 7-10 days we received a response.
5

out of 5

POSTED: | BY: Nancy

Best Decision I ever made was to use Healthy Paws

There are no words to describe what an amazing company this is. When our pug needed emergency life saving surgery, I only had to worry about getting her well, not how we were going to pay for it. Every email and phone call interaction I had with them during this time was filled with compassion, as they truly cared about my pet. I even had my reimbursement checks before her stitches were out. Healthy Paws made the entire process easy and they run a business that truly cares. Everyone should insure their "fur child" with Healthy Paws.
5

out of 5

POSTED: | BY: Annie

So thankful for Healthy Paws

I only signed up a couple months ago and already have had to file a claim after my cat ingested a toxic amount of vitamins. She recovered well and Healthy Paws was so quick to turn the claim around. I was also so touched that they took the time to follow up to see how she was doing. I'm so, so thankful for them!
5

out of 5

POSTED: | BY: Rick

My Dogs LifeSaver!

I rescued my American Bulldog 3 years ago and he has been a labor of love who seems to be injury prone and susceptible to illness. Two TPLO surgeries, cataract surgery and a couple of very serious bacterial infections which required multiple night hospital stays in 3 years has been stressful, but Healthy Paws has been so supportive and removed the financial stress from treatments which allowed me to focus on healing my boy!
5

out of 5

POSTED: | BY: Elizabeth

Best Pet Insurance!

My Australian Shepherd Chloe has been covered by Healthy Paws for years. She's had other minor health issues in the past that I had to take out multiple credit cards to cover without having pet insurance. We recently discovered that she has a rare heart condition and a pacemaker implantation would save her life. I wouldn't have been able to afford this major surgery without Healthy Paws. Submitting claims are extremely easy, they don't question every detail of the bill and will thoroughly look over it for you to see which parts are covered aka %80. I got my check within 2 weeks and can sleep at night not having to worry about my finances while I take care of my recovering pup.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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