Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,204

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Annette

Healthy Paws is a godsend!

Healthy Paws has been a godsend! My husband and I have a sweet American bulldog who has had her fair share of health issues. Between allergies, joint problems, and oral surgery, we've spent plenty of time at the vet. All the way through, it's been such a relief to know we have Healthy Paws. It makes our decisions so much easier, because it takes away any hesitation we would have otherwise had about giving her the care she needs due to cost. Healthy Paws has an easy-to-use website, and has always been prompt with processing our claims and sending reimbursements. Plus, their customer service is wonderful; they even write personal emails every now and then to check in on how our dog is doing after a procedure. We are incredibly grateful for the peace of mind that Healthy Paws gives us, and would highly recommend them to any pet owner.
5

out of 5

POSTED: | BY: Kathy

The best Pet insurance company!

HP is awesome to work with. I have 2 dogs and they both have had claims. They pay promptly and if they have questions they communicate timely and professionally. They are just great to work with. Highly recommend
5

out of 5

POSTED: | BY: Ursula

Highly recommend healthy paws

What a pleasure to do business with caring and understanding, processes claims in a very timely manner look no further make healthy paws your pets insurance!!
5

out of 5

POSTED: | BY: Carina

Big help for me and my cat

I don't have very good luck on my pet's health. My cat got urinary blockage 3 times in 2 years. It cost over $1000 each time. So, I have a lot to say about my experience with healthy paws. So far, I think it's a very brilliant idea to choose this insurance. Pros: 1. Claim procedure is super easy. I had my vet sent them the health record, I took pictures of the invoice and submitted on line, the process completed within 1 week and I received the check the week after. I didn't need to talk to any agent, no questions asked, they paid everything with the agreed percentage except the examination fee and the cost prescription food. 2. the deductible is annually, not per claim. It makes the difference when my cat got sick the second time in a year. Cons: can't think of any, probably a little bit more expensive than the other insurance? But just a little bit, and I think it worth it. I don't have experience with other insurance company, but this is as good as I can expect.
5

out of 5

POSTED: | BY: Astrid

Great company

We have been Healthy Paws Insurance member since 2015, we have not had any bad experience with them. About 3 weeks ago our dog got diagnosed with hip dysplasia and needed to get surgery right away. We were so worried since we know this option is not cheap, and wonder what kind of long process it would take. Started to make phone call to their customer service right away after spoke to the surgeon. Let me tell you how amazing their customer service is. They are so hopeful, telling us to send them the doctor's note for their review. We submitted the document on January 10 2017. By January 12 2017, all the process was done and we were on the phone with the hospital to schedule the surgery. Amazing. We did the surgery on January 20 2017. Even after the surgery , they still email us to check up on our dog. The efficiency proves the great management behind it. We definitely recommend this company for anybody who is looking to have health insurance for their pet.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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