5
out of 5
POSTED: | BY: JG
Claim process was quick and easy
Claim process was quick and easy
Read more on Trustpilot
4.9
out of 5
Number of reviews 11,174
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
5
out of 5
POSTED: | BY: Sara Buno Kremer
Long time client disappointed
In general, I have been very pleased with the Healthy Paws Insurance program. It is easy to file a claim and the claims are processed quickly. However, I recently had a claim denied and I am very disappointed that their plan refused to cover an expense. The iris in our dog's eye changed color. Her regular veterinarians were unable to diagnose the problem saying they had never seen anything like it. We were referred to a veterinary opthalmologist. It turns out that she had a tumor growing in her eye that had to be removed to relieve pressure and to determine if it was malignant. Healthy Paws refused to cover the initial appointment with the ophthalmologist as it was categorized as a "consultation". It doesn't seem appropriate for this to be denied, as the consultation was absolutely necessary for a diagnosis and for the dog's well-being.
5
out of 5
POSTED: | BY: Kathleen Hoch
Healthy Paws is amazing
Healthy Paws is amazing. We have been a client for 8 years and will continue as they support us and our fur baby so well. Eery claim we have ever made is so easy to submit and is resolved in 2/3 days!!!. recently our dog had surgery which is emotional and terrifying, but the one thing we didn't have to worry about was having Healthy Paws to pay for it! Thank you!!
5
out of 5
POSTED: | BY: Brad Oliver
Healthy Paws is amazing
Healthy Paws has been a blessing for our family. Our two dogs have both had multiple conditions requiring life saving advanced treatment by vet specialists. Healthy Paws has enabled us to provide the best treatments possible. We are so grateful for Healthy Paws. I can't imagine having a dog without Healthy Paws' protection. I only wish human health insurance worked as well.
5
out of 5
POSTED: | BY: Ruthanne Lizotte
Healthy Paws helped us help Sam!
We have had Healthy Paws for over 10 1/2 years and has always had a good experience with filing claims in being reimbursed promptly. Our dog developed seizures at two years old and although we have them under control, he requires neurology visits and medication. I am thankful to have insurance so we could always take proper care of his needs.
Without Healthy Paws, we would not have been able to give Sam all the help. He needs not only in the neurology department, but also in regards to his mobility.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.