Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,995

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Patrica

I can't say enough good things about Healthy Paws

Thank you so much for asking how Layla is feeling. It has been a week since her surgery and every day I see her getting a bit better. Next Thursday she has an appointment with Dr. Schwab to check on her and get her staples out. I think after the staples come out we start a program to get her physically active again. Layla is a great companion and we love her so much and feel so fortunate that we can give her the best of care there is to offer. Healthy Paws helped to make this possible. You know we submitted Layla's paperwork to Healthy Paws on a Saturday evening at around 9 PM. We received the approval for coverage payment from Healthy Paws Sunday, the next evening at around 7 PM. Less than 24 hours! That is truly amazing to us! I appreciate your pet insurance so much. I am telling everyone how great Healthy Paws is and will continue spreading the word. Thank you again for your help and concern.
2

out of 5

POSTED: | BY: R.L.

Misleading policy

When I bought coverage for my Havanese puppy I knew that Healthy Paws did not cover regular exams, vaccinations, etc. It is meant to cover catastrophic situations, yes. After almost a year of coverage I submitted a claim, and found, to my surprise, that no vet exam is covered at all. This is not stated clearly. After all, a dog who has been hit by a car or who is vomiting blood still has to be diagnosed, and thus must be seen by a vet. Not covering that part of the emergency treatment means that my deductible goes up from $100 to about $160. Now my premiums are set to go up from $38 to $45, as well. Really, pretending every vet exam is of equal relevance is a deceptive policy.
5

out of 5

POSTED: | BY: Mary

Excellent Service !

Healthy Paws processed our claim so quickly and professionally, we are so pleased !
5

out of 5

POSTED: | BY: Christine

Maxwell Can See Again!

Thanks to Healthy Paws, my furry soulmate was able to get surgery last month that saved his vision. I didn't have to consider for one second how I would pay back the nearly $3500 I had to put on my credit card for surgery, recovery, post op visits and hundreds of dollars in medications due to his retinal detachment. I've already received reimbursement but more, a wonderful email inquiring about my beloved Maxwell's status. The fear of watching them take my baby into surgery still brings tears to my eyes but money never had to weigh into my decision on giving him the best care recommended. I love Healthy Paws and consider it one of my wisest decisions to insure my three fur babies. When the unexpected happens, the last thing you want to do is worry about having to make an impossible choice if you can't afford expensive care. I am grateful I wasn't put in that position.
5

out of 5

POSTED: | BY: Olga

Thank you to Healty Paws insurance!

We're so happy that we got Healthy Paws insurance about 8 months ago when we added a new member to our family, a whippet named Kiara. We didn't want money to influence our decision in case something happened to her. A completely healthy and happy puppy suddenly got sick when she turned 10.5 months old. We went to emergency veterinary care immediately . She was diagnosed with pyometra ( a life threatening infection of the uterus which usually happens in an older dogs). She had emergency surgery and was discharged from the hospital 2 days later with a bill of almost 3,000 dollars. We submitted the invoice to Healthy Paws right away, got an email the next day that our claim was being processed, then one day later that we were approved for 90 percent coverage and 5 days later we got a check in the mail. Healthy paws followed up with an email asking how is Kiara doing and wishing a quick recovery. You guys are great!!!! I would recommend Healthy Paws to anyone who cares about their pets!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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