Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Shevaun

Very satisfied with Healthy Paws

We have been very satisfied with our decision to use Healthy Paws as our pet insurance. We have never had Pet insurance before. I did a lot of research prior to making the decision. Their process is very simple and I like submitting my own claims instead of relying on the vet staff to do. I just take a photo with my phone and submit. it's SUPER easy and I'm not that technical. Also our Chloe ended up with some bizarre health situations so we are particularly happy we had insurance. Healthy paws even followed up to see how she was after Surgery. I would ALWAYS go with healthy paws vs any other insurance in the future.
5

out of 5

POSTED: | BY: Barbara

Very satisfied

I have been soo upset about little Hannah being so sick but your understanding and help with the Vet bills have made this all easier. Your staff is compassionate, patient and well trained to help. Thanks again
5

out of 5

POSTED: | BY: Laura

The best Insurance, Hands Down

I’m so glad I did my research. Healthy Paws has never denied a single claim, including my most recent bill of $2,400. Had I not purchased a policy, my dog would not have been able to get her knee surgery she needed to walk after an injury. A couple associates of mine purchased policies from other pet insurance companies and both dealt with denied claims for ridiculous reasons. Healthy Paws has an easy to use app and even directly deposits the money into my account. They work with my vet to get the documents they need and I truly can’t say enough good about them. I wish my health insurance was as good as my pups!
5

out of 5

POSTED: | BY: Christine

So relieved that I chose Healthy Paws!

My dog has had Healthy Paws insurance for a couple years now & up until last month had not needed it. Out of the blue she herniated a disk which meant expensive surgery. Healthy Paws has been great. They covered my claim with out any hassle. Customer support on the phone was very kind & email correspondence has been thoughtful. I wish human health insurance was this straightforward & compassionate. I highly recommend choosing Healthy Paws.
5

out of 5

POSTED: | BY: Anthony

The best pet insurance you can buy.

I have had Healthy Paws insurance for about 3 years, after an unsatisfactory stint with another insurer. They have been AWESOME in all respects. The cost of Bailey's care has risen substantially in the last 6 months, due to diabetes, followed by cataracts, which rendered him blind. I'm happy to say that he had surgery 2 weeks ago, and his sight has been restored. Healthy Paws never questioned a claim, and the reimbursement for the surgery arrived before the credit card bill did. Adding to that the fact that they exist to support animal rescue, tells me that there is no other realistic choice. Get Healthy Paws. You won't be sorry.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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