Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,224

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Cathee

Easy, fast, and painless

My dog had a recurrence of cancer and had to go in for surgery. It was an easy decision to make because of our coverage with Healthy Paws. While he was recovering, I was able to easily upload the bill and, within days and without any questions asked, Healthy Paws processed the claim and sent us a check. The only correspondence needed was when they checked in on my little guy to see how he was doing :)
5

out of 5

POSTED: | BY: Kim Couch Forsberg

I could not live without Healthy Paws …

I could not live without Healthy Paws Ins! They have covered everything for my Baby! we have had over 125 claims and all have been covered! Cancer, Ear infections, Allergies, Medications and the latest one was a total Ear Ablation that was almost $4000.00 and we received 90% back. I am so thankful that I have them!
5

out of 5

POSTED: | BY: Kimberly

Best Pet Insurance ever!

I could not live without Healthy Paws Ins! They have covered everything for my Baby! we have had over 125 claims and all have been covered! Cancer, Ear infections, Allergies, Medications and the latest one was a total Ear Ablation that was almost $4000.00 and we received 90% back. I am so thankful that I have them!
5

out of 5

POSTED: | BY: Tahnee

Top rated for a reason!

Healthy Paws has been amazing from the start. Our 2 year old LabPit just had to get surgery on her CCL and we are so thankful we went with this insurance. We have a $41/mo pmt, $100 deductible and 90% reimbursement. The app is so easy to use. I literally submitted my claims in 30 seconds from my phone. All instructions are very clear. We had our reimbursement back into our account in less than two weeks. The customer service representatives are real people and extremely nice. If you’re searching for pet insurance, one thing that set HP away from others is the incredibly small list that they do not cover. Compare it with others and you’ll be shocked at how many major things other insurances do not cover. So thankful we chose HP and we would chose it over and over again.
5

out of 5

POSTED: | BY: REE

HEALTHY PAWS offers "ABOVE AND BEYOND" program, benefits and service!

My husband and I, senior citizens, decided to get our Maggie (Havanese) after we fell in love with our daughter's Havanese. We assisted our daughter in choosing the 'best' and know now, the 'RIGHT' pet insurance company. Healthy Paws Pet Insurance goes "ABOVE and BEYOND" to provide the best insurance for pets. We have had two claims already which were handled promptly, professionally and to our satisfaction. Would recommend Healthy Paws to anyone searching for pet insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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