Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sherri

Glad we have Healthy Paws Insurance

After reviewing various pet insurance plans at Pet Insurance University and reading many reviews I decided to go with Healthy Paws. I have not been disappointed in the past five years of coverage. Beware of "other" plans that appear to be cheaper but do not provide unlimited coverage, or only cover a condition or illness once.
5

out of 5

POSTED: | BY: Barbara

Thank you Healthy paws for helping maintain my pet's health

Great insurance. They cover what they say. No questions asked. Very prompt reimbursement.
5

out of 5

POSTED: | BY: Joyce Knowlton

Service as advertised!

Without Healthy Paws I would have had to put my 2 year old dog down. He ate part of his blanket and needed $5,000 emergency surgery which Healthy Paws covered, no questions asked. They even contacted me afterwards to check on his progress. They've also covered diagnosis and treatment for severe allergies. My rate has increased less than 10% in 2 years. Great service, awesome customer service and very easy to file claims.
5

out of 5

POSTED: | BY: Fran

Excellent company

I couldn't be more pleased. My dog began having seizures and we opted for brain surgery to remove a tumor and Healthy Paws reimbursed us no questions asked. It is easy to submit a claim. I received the reimbursement shortly after. Their rates were the most reasonable. I am happy with the plan I selected and there are no limits. They even follow up on the health of my beautiful dog. So happy I have them during this difficult time. I am so pleased.
5

out of 5

POSTED: | BY: J. Rosenthal

Still crazy after all these years

We loved Healthy Paws 6 years ago when our coverage paid for major surgery and a life-saving diagnosis for our newly rescued dog. She just came through another major surgical procedure last month. Healthy Paws was quick to review our claim and expedited payment so I could cover our credit card bill. Their reps are always professional, friendly and compassionate. One of the smartest investments we've ever made! Wish they covered humans!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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