Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jim M.

Quick, no hassle claim reimbursement.

tl;dr, Healthy Paws completed the claim and covered my little dog's surgery within 24 hours of filing. No hassle, just a quick and easy reimbursement. I've been a customer for about 12 years and this is the first time I've filed a claim for reimbursement. I'm very pleased with the responsiveness and the service I received.
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5

out of 5

POSTED: | BY: Betty Ayotte

Healthy Paws was invaluable to me and…

Healthy Paws was invaluable to me and my pup. It was a difficult situation but his illness seems to be resolved and healthy paws was so easy to use. Reimbursement was quick and very easy. Hopefully my pup will fully recover.
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5

out of 5

POSTED: | BY: Joliz

A surprisingly easy and quick process

Submitting the invoices in the medical records was easy. The review was extremely quick and the refund was very quick as well. The whole process was just easier than I expected.
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5

out of 5

POSTED: | BY: Drew Otocka

Superior customer service

Superior customer service: easy claim submission, fast and efficient response to the claim and excellent communications.
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1

out of 5

POSTED: | BY: Lorenia YR

Stay away from Filthy Paws

Stay away from Healthy Paws. I have been paying the premium for 5 years, changed it to 80% reimbursement with 250 deductible. My dog has had 2 incidents in those five years. Last Thursday, we spent $692, we received back $197. READ THE FINE PRINT, this is what happened, they take the 250 deductible from the reimbursement of the 80% not from the total amount. FILTHY PAWS.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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