Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Abbie

Easy claims, fast reimbursement

We’ve been Healthy Paws customers since 2011 and with French Bulldogs, we have made a large claim almost every year. The ease of submitting, quick processing, and fast reimbursement make claims painless. Why can’t car or homeowners be this easy?
5

out of 5

POSTED: | BY: Sandra

HealthyPaws is there when you need them.

I am truly grateful for HealthyPaws. One of my dogs is a bit of an unlucky fellow. He had a lot of surgeries and other incidents requiring medical attention within the last 3 years. HealthyPaws was with us all the way. They always immediately start working on submitted claims and not once questioned any of the needed interventions or gave us a hard time. They were always there when we needed them. They even check in on the dog to see how he is doing. If there is one company I can truly recommend, it is HealthyPaws.
5

out of 5

POSTED: | BY: Stephanie

Easy to file claims, easy to get reimbursed

I have had Healthy Paws for four years now. I have never had to use it extensively until now. My dog had a cancerous tumor and recurring UTIs. Over the course of three months, she wracked up $2,000 in medical bills. This insurance has covered most of it. I think I ultimately paid $800 out of pocket in order to reach my deductible. Now that I have hit my deductible, I no longer worry about the cost of treatment. I can focus on getting her whatever care she needs. It is such a relief to have pet insurance at this time. I paid about $30/month for four years. Even if I had stashed all that money into savings, it would not have been able to cover my dog's medical expenses over the past three months. Plus, having insurance gives me peace of mind that I can give my dog whatever care she needs going forward. It has even changed the conversations I have with my vet around her care. Knowing I can spend the money for chemotherapy, drugs and surgeries means we can try treatments that give her a better chance of going into cancer remission. My claims are usually reviewed within a day, and refunds are issued within five days, but often sooner than that. I have never had an issue getting them to cover medical expenses. Filing a claim is easy. I just send them a picture of my bill through the mobile app. I honestly could not be happier with this insurance company. I did a lot of research before choosing a pet insurance. I know some companies are willing to take your money each month and then not cover procedures that they should. I am so happy I went with Healthy Paws. I tell all my friends with pets that pet insurance is a worthwhile investment.
5

out of 5

POSTED: | BY: Sandra Sodilo

I am truly grateful for HealthyPaws

I am truly grateful for HealthyPaws. One of my dogs is a bit of an unlucky fellow. He had a lot of surgeries and other incidents requiring medical attention within the last 3 years. HealthyPaws was with us all the way. They always immediately start working on submitted claims and not once questioned any of the needed interventions or gave us a hard time. They were always there when we needed them. They even check in on the dog to see how he is doing. If there is one company I can truly recommend, it is HealthyPaws.
5

out of 5

POSTED: | BY: Stephanie Lamm

Easy to file claims, easy to get reimbursed

I have had Healthy Paws for four years now. I have never had to use it extensively until now. My dog had a cancerous tumor and recurring UTIs. Over the course of three months, she wracked up $2,000 in medical bills. This insurance has covered most of it. I think I ultimately paid $800 out of pocket in order to reach my deductible. Now that I have hit my deductible, I no longer worry about the cost of treatment. I can focus on getting her whatever care she needs. It is such a relief to have pet insurance at this time. I paid about $30/month for four years. Even if I had stashed all that money into savings, it would not have been able to cover my dog's medical expenses over the past three months. Plus, having insurance gives me peace of mind that I can give my dog whatever care she needs going forward. It has even changed the conversations I have with my vet around her care. Knowing I can spend the money for chemotherapy, drugs and surgeries means we can try treatments that give her a better chance of going into cancer remission. My claims are usually reviewed within a day, and refunds are issued within five days, but often sooner than that. I have never had an issue getting them to cover medical expenses. Filing a claim is easy. I just send them a picture of my bill through the mobile app. I honestly could not be happier with this insurance company. I did a lot of research before choosing a pet insurance. I know some companies are willing to take your money each month and then not cover procedures that they should. I am so happy I went with Healthy Paws. I tell all my friends with pets that pet insurance is a worthwhile investment.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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