Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,701

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Susan

Adopted a cat from shelter and a few…

Adopted a cat from shelter and a few days later signed up with Fetch. Was healthy but developed health issues a few days later and made two vet visits and two pet hospital visits (one was overnight stay) all within 5 days that week. Needless to say, it was very expensive. I wrote a letter to Fetch explaining all the facts of the situation, all prior to insurance starting. I just received reimbursement for the majority of medical bills thanks to the Pre-Ex Protection included in my policy. I was so grateful for this unexpected reimbursement of medical costs. I would recommend Fetch for your fur babies.
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4

out of 5

POSTED: | BY: marie

would be very helpful to be able to…

would be very helpful to be able to talk directly with a live person re claims processing and additional requirements needed by Fetch.
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5

out of 5

POSTED: | BY: Carol Sartain

It was easy to file the claim and…

It was easy to file the claim and appreciated being kept informed.
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5

out of 5

POSTED: | BY: Georgia

Give your dog the best

I want the best for my dog and I believe Fetch is the most comprehensive insurance available. Everything from enrollment to having questions answered to quick turn-a-round reimbursement-all processionally handled.
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5

out of 5

POSTED: | BY: Nicole

Fast, great reimbursement for doggo dental work

We have been Fetch customers for our two dogs for several years. Our nine-pound terrier mix needed to have periodontal surgery in May 2026. The surgery happened in mid-May, and Fetch Pet Insurance reimbursed us per our plan's policy by May 31st. It was a quick, easy process - thank you!
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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