2
out of 5
POSTED: | BY: CMB
Outrageous increased premiums after illness
As my dog aged, insurance premiums increased, as most pet insurance does. However, when my dog had a medical issue after 10 years with the insurance, the premiums almost doubled (to $400/month in 2025). Most shockingly, my dog didn’t require surgery, nor any expensive treatments or tests (analgesics and crating only), just several visits to the vet. Now, I can’t switch to another insurance because she has a pre-existing condition. Fetch doesn’t work like a true insurance, in which the risks are distributed amongst the insured pool, they get their money back from you in the subsequent months. They can do that because you are now trapped with them due the pre existing condition
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