Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,484

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Verna Kong

Excellent Customer Service!

The help I received from Amanda today was excellent! Not only did she answer my questions about the Wellness Program, but she also listened and suggested available options for my situation that I hadn't been aware of. She explained well; she is knowledgeable, professional, and friendly -- Thanks, Amanda!
5

out of 5

POSTED: | BY: TRW

AMANDA WAS VERY PROFESSIONAL.

AMANDA WAS VERY KIND, KNOWLEDGEABLE, AND EXPLAINED ABOUT COST/FEES/MONTHLY EXPENSES INCLUDING PLAN INFORMATION. THANKS.
2

out of 5

POSTED: | BY: Rosa Sands

I have been with Fetch Pet insurance…

I have been with Fetch Pet insurance for a few years now. I have been sick for the past few months and didn’t look at my credit card statement until yesterday and saw that my payment went up $30 a month higher than I was paying. When I called today they told me they sent me a renewal letter in April 2025 stating that in June 2025 the price will go up. I never received that email and when I look at all my emails from Fetch, there is no renewal email in April or May 2025. The representative “Ms Tammy was double talking the whole time when I tried to make sense of this mark up. My payments went up $400 a year from 2024 to 2025. I asked how could they take it upon themselves to raise $400 a year which is almost double my normal payment. I stated they have an electronic signature accepting the new price or in the alternative canceling the policy. I receive none. Ms Tammy told me that’s not how they do their program. I asked to take my credit card off the system,that I will pay monthly. Ms Tammy stated that’s not their policy. I have to have my credit card there. When I asked for proof that they sent me a letter in April2025 if the increase, Ma Tammy just sent me the letter now. It did not have an April 2025 date. First she sent me a letter for 2024 then she sent the correct letter for 2025“. When I asked her if they can adjust the three months and then I’ll change the policy to make it lower since I am on a fixed income, Ms Tammy said no ,they cannot do it. There’s no refund for those three months. I canceled the policy Ms Tammy wanted to make me feel cornered staying that my dog will not get treated for her pre. Existing condition by any other Policy except them. Ms Tammy tried to get me to switch to a different option in their policies. I told her that’s fine but no. She tried to scare tactics with me that did not work. I told her that I was going to the Better Business Bureau and to NYS agency that governs pet insurance, but we can avoid all that if I get the $30 a month increase for the three months back into my credit card, she declined. My review for you pet owners: if you want a company that’s transparent with how you get billed. This is not the company. I don’t know how they stay in business, but they’re not transparent at all and they always find a way not to pay a claim. If anyone has any questions, they can email me through this site and ask them to forward your email. I’ll be more specific if needed. Rosa , Ny 10309
5

out of 5

POSTED: | BY: Rose Scripa

Amanda was very helpful and pleasant to…

Amanda was very helpful and pleasant to talk with!
5

out of 5

POSTED: | BY: Suzanne

Very positive

Very positive. No issue at all.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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