Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,520

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Shannon

I LOVE Fetch!

My kitty cat had to get surgery to remove stones from his bladder and fetch pet insurance saved me. His costs after staying for 6 days in the vet was just shy of $5,000. They accepted my claim and paid me out 80% within two weeks of me submitting the claim. I am forever grateful for my friend convincing me to get insurance through Fetch. If anyone is debating on getting pet insurance, look no further. Their customer service representatives are amazing and very helpful. I will be staying with Fetch for as long as I can look toward the future. THANK YOU FETCH for giving me relief in these hard times!
3

out of 5

POSTED: | BY: NMP

Only lasted 3 days

Fetch offers great prices, but unfortunately their setup needs significant improvement. They rely too heavily on automation, which creates a lot of confusion. For example, I was told I could add a different start date for my second pet, but the system would not allow it. I also believed my dog’s waiting period had been waived after I submitted the required documentation, only to later be told that it wasn’t and that she would still need a vet check before her full coverage could be confirmed. Fetch sent me screenshots showing where this information was supposedly displayed, but that information never appeared during my enrollment process. Because of this confusion and lack of transparency, I canceled my policy after just three days. I couldn’t imagine dealing with this system if I actually needed to file a claim for my dogs. Overall, the system is very confusing, and there is no option to speak with someone directly. It takes hours to get even simple issues sorted out.
5

out of 5

POSTED: | BY: Cindy

First use Was a wellness check very pleased with…

Was a wellness check very pleased with the quick turnaround. Hopefully Marley will stay well and accident fear!
5

out of 5

POSTED: | BY: Roberta

Easy to file claims

Easy to file claims. Paid quickly
5

out of 5

POSTED: | BY: Henry

I was provided with the help I need in…

I was provided with the help I need in filling out my claims form in a reasonable amount of time.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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