Fetch Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 1,357

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
3

out of 5

POSTED: | BY: Darlene Goulden

Buyer Beware!!

The customer service is the only reason I gave a 3. I would have given 5 stars on friendly, informative and professionalism. However, I would have given 1 star evaluation based on Fetch polices. Buyer Beware!! This means as your pet ages and your insurance will increase... For the past couple of years our insurance premium has increased by at least 20% each year! I have had my monthly payment go from $43.00 per month (pup was under a year) to her Second Birthday it was jumped to $58.00 per month! (Don't forget the $6.00 per month charge for processing for on top of that.) There is only 2 options to lower this monthly fee. 1) To adjust her coverage from $10,000 annually to $2,500. Or... 2) To increase my deductible from $300 to a higher annual deductible. (Which replenishes every year at the date you started the policy.) I chose option 1. Which means I have less coverage annually incase something does happen. In my option, based on what I know now, I would research other insurance company's before signing with Fetch. And now I'm waiting for the year I get the increase... I can no longer afford to keep insurance for my beloved pet....Or have so little coverage...what will be the point of it. Keep looking.. For the the T in True. UPDATE in response to Fetch Pet... For the annual increases there may not be a "set" increase. However the percentage I gave is based on the past few years. And these Are the increases I have experienced thus far. And I would like to warn others of these facts. My father has other insurance provider for his dog and his annual increases have been under 5 dollars per month and he has been with them for over 4 years. Without adjusting his coverage! As for the transparency you claim your company has, "the bunch of Other options" to lower the cost of the premium, please due tell us all. I just do not understand why I have to adjust my coverage to make up for the hike in rates. For anyone New to the pet insurance world. Please do your research. I want to help & inform as many as I can. This review is not based on friendly customer service, it is based on their policies. I feel there are other pet insurance company's out there that have more competitive rates & better overall coverage.
5

out of 5

POSTED: | BY: Mike Kutanzi

Customer service was great

Customer service was great. Helped me to transfer to another person to ask if my pet’s medical records came on file. Another team member helped me with a question and helped me to enroll in additional wellness program for the insurance policy. Also asked if it be worthwhile to put a claim in that might or might be covered before the insurance started. The customer service person mentioned it wouldn’t hurt to try.
1

out of 5

POSTED: | BY: D K

Worst pet insurance company ever

Worst pet insurance company ever. Beware of these Scamsters. I paid around $1500 since I got their services and never received a dime from them. They keep finding excuses to not pay the customers, even for genuine claims. **** Update **** Companies like Fetch should first and foremost check internally why such a 90 days policy exists in the first place. Also, after having earned $1500 over the last 3 years without any substantial claims, Fetch should have still gone ahead and paid for the current claims, with a reminder about the 90 days policy for next time,
5

out of 5

POSTED: | BY: Michael OBrien

FETCH IS THE BEST!!!

Fetch has been amazing through all the times with our animals. Customer service is a breeze and claims are quick and painless. Highly recommended!
5

out of 5

POSTED: | BY: Paul Ouellette

Always able to contact them by phone.

I am always able to talk to them on the phone. They are always pleasant to talk to and answer my questions. Very freindly staff.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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