4
out of 5
POSTED: | BY: Caryn W
why do I have to do this?…
I have to leave a reveiw to get my claim submitted? Oh boy
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: INK SCOTT MONTGOMERY
Embrace Pet Insurance Fail…
I'm a person that would usually laugh at the thought of purchasing pet insurance. When I decided that I was getting pups, I was warned-BIG DOGS CREATE BIG VET BILLS! So before they came home, I had decided on what company and plan they would be on. They passed all of the tests and were good to go right away. I was told how the premiums didn't go up a ton with #embracepetinsurance, much like the other companies. So, my family members would be well covered at a good premium with no worries of not being able to keep them covered. Cool. For the last 2 1/2 years we have had #embracepetinsurance. I've raved about it. They pay fast and do what they say they will. Well, they DID...
Last year we really didn't have a premium increase. Well guess who is laughing now? Now that my pups have had a rough year. Have been injured. Won't be able to get decent insurance. Yep. Its #embracepetinsurance.
Today we received an email for our renewal that will raise our monthly premium over $86.When I called the company, they let me know that the State of WA seems to have a premium increase larger than most because the cost of going to the vet has went up.They can help me with the price if I want to raise my deductible to $1000 per dog and remove any drug coverage outside of the office.
Sir, are Yall part of Medicare or Medicaid? It reminded me of my parents trying to get coverage each year after busting their humps for years. What happened to thank you for staying with us for the last couple years? I told him that I was asked to pick the plan that worked for me on day one. I chose it because it works for my family. I have kept it because it works for my family. Of course, if I lessen the coverage, it will be cheaper....Thanks for that
I guess you get the last laugh. Well played #embracepetinsurance..
5
out of 5
POSTED: | BY: Kristy Knutson
Get Embrace now! It gives you peace of mind.
I can not recommend enough the value of having pet insurance. Each claim has been prompt and seamless. Everyone should invest in pet insurance. Embrace has been amazing!!
5
out of 5
POSTED: | BY: Christopher
No problems getting claims approved
No problems getting claims approved. Never had a ny issues. I recommend Embrace for your pet insurance
1
out of 5
POSTED: | BY: Craig K.
Stay away. Had a 64% premium increase after the first year!
Very frustrated that after my 1st year with the company my renewal premium went up 64%. I only used the wellness rewards claims and didn't even submit any other illness-related claims. I expect and understand a modest increase but a 64% increase is crazy and the only option they provided to reduce the cost was to reduce coverage.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.