Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Matt K

Premium raised over $200 for no reason.

Premium raised over $200 for no reason. When we told them we were switching to Lemonade, they attempted multiple lies to scare us out of switching. My dog puking once is not a pre existing condition, nor is “dermatitis” from the time he licked his nuts too much. Truly predatory and dishonest attempt to keep us as a customer.
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5

out of 5

POSTED: | BY: David and Rosemary

Ease of Claim filing

Ease of Claim filing. Prompt adjudication.
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5

out of 5

POSTED: | BY: Tanisha Wright

A1 Insurance

It was very easy to follow and the communication was A1 and it didn't take long to get the refund.
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5

out of 5

POSTED: | BY: Chris Mac

Submitting a Claim

The ease of submitting a claim and the detailed explanation on whether a claim is being covered or not.
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5

out of 5

POSTED: | BY: brinson

I can not say enough about this…

I can not say enough about this company. Not only the customer service department down to the claim department give it their all!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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