1
out of 5
POSTED: | BY: Bonnita Kinion
The premium increased almost 100%
The premium increased almost 100%, so I am not renewing.
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4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Anthony Accardi
Happy customer …
I’ll make this short and sweet Embrace has the best customer relations I have experienced.
5
out of 5
POSTED: | BY: Mitchell Caplan
Best insurance company I have ever…
Best insurance company I have ever worked with, human or canine ; ) Responsive, straightforward support. Wonderful.
5
out of 5
POSTED: | BY: Beth Anne
Easy to submit, sometimes slow to approve
My dog came with her Embrace insurance from the previous owner - the transfer was easy, and when we had an emergency almost immediately it was so easy to submit everything for reimbursement. Every person I've spoken to on the phone when I had questions has been able to answer them, or been able to easily find the answer for me. The reimbursement process has been a little slower than the company I use for my cats, but I'm fortunate to not need it to be done immediately. Some of them have been approved in 1-2 days, while some of the larger expenses have taken 7-10 days. My only complaint is that the app never works to submit claims - I can always view the claims after they've been approved but every time I try to submit one the app crashes so I just do it all in an actual computer browser now.
5
out of 5
POSTED: | BY: Beverly L Trujillo
Security is essential for me with my dog
I love my pets and have had them insured always with Embrace. There have been times when they have needed expensive care and having Embrace has resulted in my paying a minimal amount. They always reimburse me within days. So glad to have them.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.