5
out of 5
POSTED: | BY: Melissa Hagen
easy to upload this time
easy to upload this time. hope its covered
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,001
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kathleen Tobias
Quick and easy online filing
Quick and easy online filing. Response was timely.
5
out of 5
POSTED: | BY: Ben H
Thank You Embrace!
My dog became very sick and eventually passed away this year. With Embrace, we were able to get him some treatments that helped extend his life and gave us some more precious moments with him before having to say goodbye. This cost us next to nothing and we were reimbursed for the bills very quickly every time we submitted a request. It has been as great of an experience as I could hope for. We will definitely keep using Embrace.
5
out of 5
POSTED: | BY: zelik schwartzman
I love Embrace for the past 25 years
I love Embrace for the past 25 years
5
out of 5
POSTED: | BY: Allie DaHarb
Very easy to submit a claim.
Very easy to submit a claim.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.