5
out of 5
POSTED: | BY: Karin Kessler
Easy to submit claims and quick…
Easy to submit claims and quick reimbursements by Embrace Insurance Company.
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4.9
out of 5
Number of reviews 20,001
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Michal Frock
It’s been almost a year that I’ve use…
It’s been almost a year that I’ve use embrace ins and so far it’s been great.
All claims were resolved promptly and was paid in 1-2 days.
Also when you call there is always a person to talk to and help with any questions
4
out of 5
POSTED: | BY: Sue Misterka
Had a question about my claim
Had a question about my claim. Answered quickly and professionally.Friendly customer service person. Received claim in account the next day.
1
out of 5
POSTED: | BY: Vicki Draper
All of my correspondence
All of my correspondence, including my policy, disappeared from my email inbox. I have asked you to resend the policy. Haven't heard back, but it is Sunday.
4
out of 5
POSTED: | BY: Margaret Willis
4 stars mostly
Their customer service is excellent. The turnaround time for their processing of claims is also very good. The only negative thing I can say is that when your pet gets older the premiums rise quite a bit.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.