5
out of 5
POSTED: | BY: Wally Stauffer
Outstanding service!
Outstanding service!
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,749
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Carmen
First time I had to use it…
First time I had to use the insurance and the process was very smooth and clear. Communication was great!
2
out of 5
POSTED: | BY: Jonny Davila
Becoming less and less impressed with…
Becoming less and less impressed with Embrace. They make the pet parent jump through hoops and resubmit documentation that's already been submitted and then make it sound like it's the pet parent's fault.
2
out of 5
POSTED: | BY: Alxc Segamain
Embrace Provides Poor Service
There have been a few, limited bright spots in the past, but Embrace has lost significant integrity in these last years. Categorizing issues such as Kennel Cough as a pre-existing condition is astounding. It is obvious that Embrace has come to be focused on profit over care. While these types of maneuvers have unfortunately grown common place in this sector, it is disconcerting to see it happen in a once well-run company. I would strongly advise against using Embrace to anyone that is considering its services.
5
out of 5
POSTED: | BY: Melania Carlsen
Embrace has been a champion for us
Embrace has been a champion for us - they have always been available for us, always professional -and very compassionate :)
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.