Embrace | Pet Insurance Review

This was my first claim and it was seamless. I’ve had different pet insurance in the past, and as a point of comparison, Embrace was simple and fast. I submitted two claims one of which was significant. I expected a hassle which did not happen. I received check within 10 business days if submitting.

I like the wellness rebates because it pays for itself and more by participatin😍🥺g in the top tier. My dog recently had a big cyst removed and the insurance paid for the cost. 👍

Always timely in a response, their Embrace claim site is super easy to use!

The Extreme price increase is disheartening. I can barely afford MY health insurance (which cost less per month than my pets) I find that ridiculous. I know your response is going to be about vet cost rising, inflation, blah blah blah. A $91 PER MONTH increase is way over the top. I know I needed pet insurance but, having trouble even affording my insurance (which does NOT increase that much per month) and having healthy pets that have not needed anything in the past 10 years it's a ridiculous increase in 1 year. Also, to have to drop coverage parameters just to afford it then be told since I changed coverage, that if I change it again it would be like applying for a NEW policy and have to go through the waiting process again. That is NOT right. I was going to go somewhere else less expensive, but thought if I switched I would have to go through the wait period which I would have to do anyway with you. Some of us want to do what's bet for our pets and have to watch spending due to finances and no cannot afford to even have insurance for them. It's sad it told 6 years for me to afford basic coverage and now I'm back to not being able to afford it again with the HUGE price increase. I am fed up with ALL insurances human and pet. Paying monthly for "what if's" and then you have to jump through hoops to get something back from them AFTER having to pay upfront, Most people can't afford to pay upfront and that's what they need it for. If the monthly cost is too high they can't afford to pay insurance AND upfront.

I've had nothing but a headache since enrollment with this company. It's a pai. To get ahold of customer service. They repeatedly ask for documentation after its been sent. Then when they get the documents they don't read the notes. Refunded me.like 6 dollars. I may as well had kept my 100+ dollars a month since I've been literally paying out of pocket with no re embursement. Customer service reps were very nice though (when you can get one) very dissatisfied with this company and I don't recommend them to anyone.