5
out of 5
POSTED: | BY: Rick Hageman
Website Navigation
The website was easy to navigate for submitting claims.
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4.9
out of 5
Number of reviews 19,739
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Breann Meadows
Claims submission was very easy
Claims submission was very easy. Claims were processed and paid very quickly. Extremely satisfied.
2
out of 5
POSTED: | BY: Max’s Mom
Policy coverage is misleading…
The policy isn’t very clear with regard to coverage. The policy indicated most things were covered up to 90% but that is not the case. Apparently we need the Wellness Rewards program for better coverage but that wasn’t communicated anywhere. Our pets already have a wellness plan. Unfortunately we only got back about half of the expenses incurred during the emergency visit.
We will likely not renew in February.
5
out of 5
POSTED: | BY: MBF of Spearfish, SD
Filing process easy
The process for filing a claim is easy & straightforward. My reimbursement was processed in short order.
5
out of 5
POSTED: | BY: Joseph Henry
Easy to navigate and submit.
Easy to navigate and submit.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.