5
out of 5
POSTED: | BY: David Wittmer
Easy to submit claims.
Easy to submit claims.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Vijay
Superb insurance coverage
Seamless to work with - I was anxious, but Embrace walked with me every step of the way and explained the process so transparently. Great job by Embrace - I give them 10 stars!
5
out of 5
POSTED: | BY: Jeannine MarM
Thank you for attention and speed as my sweet dog died
The end was not good, as my sweet girl died of cancer but Embrace was quick to pay the bill from the veterinary college. They were also compassionate. We have one other dog ensured with Embrace and while we hope we don't have to file a claim anytime soon, we know Embrace will take good care of us.
5
out of 5
POSTED: | BY: Iggy’s Parents
Two Satisfied Kitties
Using Embrace is simple. Once you get done entering the information and uploading documents the process to review claims is quick. I'm very happy with Embrace and how easy it has made having one healthy kitty and one sickly.
5
out of 5
POSTED: | BY: Maria Gomez
Amazing Company
Quick, responsive and extremely helpful. Embrace helps make a really difficult situation more manageable and less strenuous by their efficiency and stepping in when we need them the most and what we trusted in them to do for us!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.